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Housing
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Affordable Housing Program
AHP 2003 Funding Recipients
Total units: 556
Total AHP grants: $4.8 million
Total development costs: $46.8 million
Delaware
New Jersey and Eastern
Pennsylvania
Central Pennsylvania
Western Pennsylvania
West Virginia
Delaware
Habitat House Build
Georgetown, DE
Lender
Delaware National Bank, Georgetown, DE
Sponsor
Habitat for Humanity of Sussex County, Nassau, DE
Total units: 1
Total AHP grants: $28,000
Total development costs: $55,000
Through Habitat House Build, one very-low-income family
in Sussex County will become a first-time homebuyer
of a new home in Georgetown. In addition to providing
500 hours of sweat equity, the homebuyer will also receive
homeownership counseling, learn basic construction theories
and techniques, and participate in monthly construction
meetings that monitor the status and progress of the
house build. When construction is completed, the homeowner
will learn simple home maintenance (plumbing, ventilation,
lawn/garden care, etc.) and will be referred to a budget
counseling service to encourage and maintain fiscal
responsibility. Involving the homeowner throughout the
building process and beyond helps build self-esteem,
create a sense of control and instill pride in accomplishing
homeownership.
Hilltop
Wilmington, DE
Lender
Artisans' Bank, Wilmington, DE
Sponsor
Cornerstone West Community Development Corporation,
Wilmington, DE
Total units: 10
Total AHP grants: $89,978
Total development costs: $1.4 million
The Hilltop project comprises the second group of ten
properties (out of a total of 50) to be renovated for
affordable first-time homeownership opportunities to
low- and moderate-income residents in Wilmington. Three
properties will be rehabilitated; the remaining seven
will be demolished and rebuilt. The project combines
diversity of income while targeting a large percentage
of homes for low-income households. The project will
incorporate several key elements of community development
in severely distressed neighborhoods: demolition/construction
or rehabilitation of blighted or vacant properties;
adaptive reuse of highly visible blighted corner properties;
reduced population density; increased affordable homeownership;
and community empowerment strategies to sustain the
positive effects of neighborhood revitalization. These
efforts will spur further private reinvestment in the
neighborhood, set the stage for further growth and involvement,
and complement other collaborative community development
initiatives addressing public safety, economic development,
employment and education.
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New Jersey and
Eastern Pennsylvania
Baker Station Housing
West Grove, PA
Lender
The People's Bank of Oxford, Oxford, PA
Sponsor
Design Corps, Raleigh, NC
Total units: 32
Total AHP grants: $60,000
Total development costs: $800,193
The Baker Station Housing project will create 32 new
rental units to provide housing to migrant farm workers
who work seasonally in Chester County. The project offers
decent living quarters with affordable rent that can
accommodate migrant workers' income. The property selected
for development is adjacent to a mushroom farm in London
Grove Township. The single-room-occupancy units will
be housed in four duplexes that accommodate four bedrooms
in each half of the duplex. Amenities available to these
very-low-income residents will include recreational
facilities and outdoor picnic areas, as well as access
to public agencies and various training workshops. Transportation
to area banks, grocery stores and doctors' offices will
also be provided.
Blakeslee Cross
Tobyhanna Township, PA
Lender
PNC Bank, N.A., Pittsburgh, PA
Sponsors
Catholic Social Service of the Diocese of Scranton,
Scranton, PA
GKH Consulting Company, Tunkhannock, PA
Total units: 52
Total AHP grants: $250,000
Total development costs: $7.2 million
Fifteen acres in Tobyhanna Township will be the site
for Blakeslee Cross, a cluster of 52 one-, two-, three-
and four-bedroom rental townhomes targeted to low- and
very-low-income area residents currently being "priced
out" of Monroe County's housing market. The architecturally
designed townhomes will adapt to the natural landscape
and incorporate open spaces, walking paths and recreation
areas. All units will include modern baths, fully equipped
kitchens, wall-to-wall carpeting, air conditioning and
energy-efficient features such as resource-saving fixtures,
lighting and thermal-insulated windows. A computer training/counseling
area, community room with a kitchen, and a combination
of individual garages and off-street parking will be
provided. Despite Blakeslee's rural setting, the site
is within a half-mile of shopping centers, convenience
stores, churches, banks, gas stations, restaurants,
a post office, drugstore, medical complex and Christ
the King Family Center.
Easy Does It, Inc.
Leesport, PA
Lender
Sovereign Bank, Wyomissing, PA
Sponsors
Easy Does It, Inc., Leesport, PA
Esterly Consulting Associates, Wernersville, PA
Total units: 50
Total AHP grants: $250,000
Total development costs: $1.1 million
Easy Does It, Inc. is expanding its existing 20-bed
facility in Leesport for chronically homeless men and
women with substance abuse disorders. The expansion,
which is part of a larger Berks County plan, includes
construction of two one-story residential wings that
will add 50 long-term single-room-occupancy units as
well as additional bathroom facilities, small meeting
rooms, offices and storage rooms. The design team and
staff have successfully maintained the rural flavor,
characteristics and beauty of the site. The existing
structure's common areas (kitchen, lounge, and social
and meeting rooms) were built to accommodate this anticipated
expansion. Upon completion, the expanded facility will
provide a clean and attractively maintained private,
personal environment and create dignity, empowerment
and a positive self-concept in residents with special
needs. Personalized assessment and support services
will be provided to each resident.
Ferry Street Mews Project
Trenton, NJ
Lender
PNC Bank, N.A., Pittsburgh, PA
Sponsor
Resources for Human Development, Philadelphia, PA
Total units: 14
Total AHP grants: $76,698
Total development costs: $1.8 million
The Ferry Street Mews Project involves the construction
of 14 units of affordable housing on unoccupied lots
in Trenton's Lamberton Street Redevelopment Area. The
project is part of a city-wide action plan that addresses
the needs of low- and very-low-income individuals and
aims to create economic diversity in the area. Each
three-bedroom, 1½-bath single-family home with
a brick façade incorporates design, construction
and operating efficiencies (modular construction, 25-year
roofing, etc.) that qualify them as energy-efficient
homes. Conforming to the existing streetscape, the homes'
architectural design will enhance the quality and appearance
of the existing housing stock, in addition to providing
valuable homeownership opportunities for first-time
homebuyers. The development is within walking distance
of public and private schools, a sports complex, baseball
stadium, playground, fishing wharf and swimming pool.
A local hospital and industrial firms in the city offer
employment opportunities.
Fountain Spring
Ashland, PA
Lender
Sovereign Bank, Wyomissing, PA
Sponsor
Gaudenzia Foundation, Inc., Norristown, PA
Total units: 23
Total AHP grants: $400,000
Total development costs: $756,356
Fountain Spring in Schuylkill County will undergo much-needed
repairs to help reduce operating costs, improve energy
efficiency and ensure its residents' safety and comfort.
Housing a residential program that provides transitional
supportive housing and treatment for homeless families
in which the mother is recovering from substance abuse
and co-occurring disorders, Fountain Spring's three-story
structure will be renovated to increase resident capacity
by up to three families and to accommodate up to 23
adults and 33 children. The project also entails repairing
the building's façade to preserve its original
design and rehabilitating the building's residential
units, HVAC system, roof and its plumbing, electrical
and sprinkler systems. These upgrades, coupled with
Fountain Spring's treatment modality that emphasizes
responsible behavior through a self-help approach, will
enable families to reach greater levels of stability.
Hill Section
Scranton, PA
Lender
Penn Security Bank & Trust Company, Scranton,
PA
Sponsor
Habitat for Humanity of Lackawanna County, Scranton,
PA
Total units: 4
Total AHP grants: $76,168
Total development costs: $256,168
Homeownership will become a reality for four very-low-income
first-time homebuyers in Scranton. New units —
two designed for the physically handicapped and two
targeted to the homeless — will be constructed
on infill lots in the city's East Side, commonly known
as the Hill Section. The homes will be built on blighted
lots donated by the Scranton Redevelopment Authority.
The sponsor will partner with various agencies, groups
and individuals to assure project success.
Imani Homes V
Philadelphia, PA
Lender
Citizens Bank of Pennsylvania, Philadelphia, PA
Sponsors
People's Emergency Center Community Development
Corporation, Philadelphia, PA
Sherick Project Management, Inc., Philadelphia, PA
Total units: 11
Total AHP grants: $81,289
Total development costs: $1.8 million
Imani Homes V will increase the supply of permanent,
affordable housing for homeless families with special
needs in west Philadelphia. The project will rehabilitate
six vacant properties along Haverford Avenue in Philadelphia's
West Powelton neighborhood to create eleven units —
one one-bedroom, four two-bedroom, five three-bedroom
and one four-bedroom — to accommodate homeless
women and their children. Through the project, mothers
recovering from substance abuse — as well as families
with members who have mental or physical disabilities
— can migrate from transitional to permanent housing,
continue to access the sponsor's supportive services
and stay on the road to recovery and greater economic
independence.
Penn Crossing Phase II
Coatesville, PA
Lender
Sovereign Bank, Wyomissing, PA
Sponsors
Cansler Investment Group, Coatesville, PA
Housing Partnership of Chester County, Exton, PA
Total units: 10
Total AHP grants: $150,000
Total development costs: $1.5 million
The second phase of the Penn Crossing townhome development
project will construct ten additional townhomes for
low-income first-time homebuyers in Coatesville. These
affordable units will feature nine-foot ceilings, eight-foot
ceilings in the insulated basements, and visitability
and expandability characteristics in most models. Phase
II construction also includes first-time-homebuyer counseling
and financial services from the Chester County Housing
Partnership, a nonprofit firm that is co-developing
the project. In addition, part of the funding will be
used to remedy an unforeseen environmental issue involving
unstable ash that must be mixed with safe fill to provide
soil with adequate bearing capacity for the new construction.
This issue is being addressed by a certified environmental
firm in Lancaster and supervised by the Pennsylvania
Department of Environmental Protection.
Pradera Phase II
Philadelphia, PA
Lender
PNC Bank, N.A., Pittsburgh, PA
Sponsors
Asociación de Puertorriqueños en Marcha,
Inc., Philadelphia, PA
Mullin and Lonergan Associates, Inc., New Cumberland,
PA
Total units: 20
Total AHP grants: $300,000
Total development costs: $4 million
Pradera Phase II responds to the demonstrated need
for additional homeownership opportunities in the blighted
Lower North Philadelphia communities undergoing transformation
since 1989. This Homeownership Initiative phase will
create 20 units, twelve of which target low-income first-time
homebuyers. The remaining homes are market-rate units.
Each two-story unit will sport a brick façade
with vinyl siding on the other faces, and a graceful
front porch affording outdoor living space for family
interaction. A homeowners association, created by the
sponsor and administered by and for the homeowners,
will strengthen the community, allow residents to maintain
the type of community they desire for their families
and give a voice to the revitalized area. Housing counseling
services to homeowners and technical assistance and
support for the homeowners association will come from
the sponsor, whose ongoing involvement will help maintain
consistency in the community renewal.
St. Elizabeth's Homeownership Phase V
Philadelphia, PA
Lender
PNC Bank, N.A., Pittsburgh, PA
Sponsor
Project H.O.M.E. Community Development Corporation,
Philadelphia, PA
Total units: 16
Total AHP grants: $240,000
Total development costs: $2.7 million
Phase V of the St. Elizabeth's Homeownership project
is part of Project H.O.M.E.'s ten-year commitment to
comprehensive community revitalization in northcentral
Philadelphia. The project involves the renovation of
16 three- and four-bedroom rowhouses that carry historical
significance but are in extreme disrepair. Excluding
the basement, each unit houses approximately 1,500 to
2,200 square feet of space that will be rehabilitated
and sold to four very-low-income, six low-income and
six moderate-income homebuyers.
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Central Pennsylvania
Golde Project
Johnstown, PA
Lender
First National Bank of Pennsylvania, Hermitage,
PA
Sponsors
Partners in Neighborhood Revitalization, Inc., Johnstown,
PA
Human Services Center, New Castle, PA
Total units: 2
Total AHP grants: $88,000
Total development costs: $140,000
The Golde Project will create two rental units in Johnstown's
commercial district for very-low-income single-parent
families. Through the project, residents can receive
a wide array of social services for empowerment. Both
units address the need for affordable housing that accommodates
large families, targets the special-needs population
of victims of domestic violence and clients who have
mental health problems, and provides permanent housing
for families who are homeless or in transitional housing.
The two-story building, constructed in 1895, will be
renovated in accordance with Bureau of Historic Preservation
guidelines. This project aims to promote economic diversity
and complements the city's plan for — and the community's
interest in — removing blight and renovating historic
structures.
Petersburg Commons
Duncannon, PA
Lender
First National Bank of Newport, Newport, PA
Sponsor
Housing Authority of the County of Cumberland, Carlisle,
PA
Total units: 14
Total AHP grants: $168,000
Total development costs: $2 million
In the existing Petersburg Commons subdivision in Perry
County, 14 new single-family townhomes will create additional
homeownership opportunities for low- and moderate-income
first-time homebuyers, with four homes earmarked for
the elderly. The project will incorporate green technology
currently used in commercial construction and rendered
economically feasible for residential construction.
Key green features of construction include sustainable
site issues, improved energy efficiency, sustainable
materials, resource conservation and enhanced air quality.
Volunteer professionals with experience in green technology
will help select the design and construction firms for
the project. The project will create quality, energy-efficient
and affordable housing that can serve as a model for
future green residential construction projects.
Pride of Carlisle — West Street Pride
Carlisle, PA
Lender
Orrstown Bank, Shippensburg, PA
Sponsor
Carlisle Housing Opportunities Corp., Carlisle,
PA
Total units: 8
Total AHP grants: $132,000
Total developments costs: $1.3 million
West Street Pride, the fifth phase of the Pride of
Carlisle Neighborhood Development Initiative, will create
eight new homeownership opportunities in targeted neighborhoods
of Carlisle for low- to moderate-income first-time homebuyers.
Along North West Street, five vacant properties will
be rehabilitated and three vacant lots will be the site
for construction of a duplex and a single-family dwelling.
A deed restriction will require that the homes remain
homeowner-occupied for at least 25 years from the date
of purchase. Through the project, current homeowners
in the neighborhood may also qualify to receive funding
support to rehabilitate their homes. By organizing into
an existing neighborhood association, the new homeowners
will replace absentee landlords, eliminate deteriorated
houses and buildings, and be expected to take an active
interest in reducing crime, vandalism and other undesirable
behavior in the community.
Williamsburg Area Improved Dwellings, Inc. Phase
III
Williamsburg, PA
Lender
Omega Bank, State College, PA
Sponsor
Williamsburg Area Improved Dwellings, Inc., Williamsburg,
PA
Total units: 14
Total AHP grants: $500,000
Total development costs: $1.3 million
Low-income senior citizens and handicapped individuals
in Blair County will find affordable, accessible housing
in this 14-unit Williamsburg Area Improved Dwellings
project. The three-story complex will house twelve one-bedroom
and two two-bedroom apartments, two of which will be
equipped for the handicapped and one for the hearing-impaired.
Building design also includes a laundry room, social
and community room with a kitchen, medical-center room,
a combined library/craft room, center corridors and
an elevator. The facility's features address affordability
and accessibility issues of the Williamsburg area's
senior population, many of whom live below the poverty
level or on a fixed income and reside in housing with
stairs.
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Western Pennsylvania
Highland Ridge Homeownership Program
Washington, PA
Lender
Washington Federal Savings Bank, Washington, PA
Sponsor
Redevelopment Authority of the County of Washington,
Washington, PA
Total units: 25
Total AHP grants: $125,000
Total development costs: $3.9 million
As part of a revitalization plan, the Highland Ridge
Homeownership Program will offer homeownership opportunities
to 25 low- and moderate-income first-time homebuyers
in this historic African-American neighborhood. A majority
of the 25 single-family homes will be two-story units
with three bedrooms and 1½ baths, and one-story
units available for persons with special needs. The
homes will reflect the neighborhood's existing architecture
and enhance urban-community interaction. The project
also incorporates unique support systems to encourage
successful homeownership, such as training sessions
on home repair, housing counseling, employment assistance,
business assistance, neighborhood association, health
care and social service support. The project hopes to
improve homeownership, economic diversity and community
stability, economic opportunities, and access to units
that address operating, design and construction efficiency.
Naomi's Place
Pittsburgh, PA
Lender
West View Savings Bank, Pittsburgh, PA
Sponsors
Naomi's Place Transitional Housing, Inc., Pittsburgh,
PA
Action Housing, Inc., Pittsburgh, PA
Total units: 5
Total AHP grants: $50,000
Total development costs: $563,993
A donated apartment building in Pittsburgh's East End
will be transformed into Naomi's Place Transitional
Housing to offer five units of affordable temporary
housing (up to 24 months) for women in recovery and
their children. The 2½-story facility will undergo
major interior and exterior modifications to make the
building handicap-accessible, landscape the property,
maximize floor space, and upgrade electrical and other
systems to meet safety code specifications. The one-
and two-bedroom units, each with its own kitchen and
toilet facility, will accommodate different combinations
of occupants. Also to be housed onsite are a shared
common area for leisure time, laundry facilities, storage
areas, and Naomi's Place staff and support services.
North Street SRO
New Castle, PA
Lender
First National Bank of Pennsylvania, Hermitage,
PA
Sponsor
Human Services Center, New Castle, PA
Total units: 14
Total AHP grants: $112,000
Total development costs: $395,000
The North Street Single Room Occupancy project will
create 14 studio units by renovating a three-story historic
structure in New Castle. The units target the high-priority
special-needs population of homeless adults with a history
of mental illness and/or substance abuse. Located on
East North Street in the city's commercial district,
the building will be renovated in accordance with Bureau
of Historic Preservation guidelines and will incorporate
green-building techniques and principles. In a unique
approach to construction, inmates involved in the Department
of Corrections' Operation Outward Reach Program will
provide the labor force. This project complements the
city's plan for — and the community's interest
in — removing blight and renovating historic structures.
Zoey Meadows
Erie, PA
Lender
National City Bank of Pennsylvania, Pittsburgh,
PA
Sponsor
ZAC Associates, LLC, Erie, PA
Total units: 25
Total AHP grants: $500,000
Total development costs: $3.7 million
The two-phase Zoey Meadows project is a comprehensive
homeownership development initiative benefiting mixed-income
families in the Erie metropolitan area. A major goal
of the project is to create economic diversity within
the community. Phase I will provide 25 homeownership
units for low- and moderate-income households, and Phase
II will provide 25 market-rate homeownership units benefiting
moderate- and middle-income families. Each one- or two-story
home will have either three or four bedrooms. The project
aims to increase the number of owner-occupied homes;
create homeownership opportunities for low- to very-low
income individuals; contribute to Erie's urban revitalization
plan; promote economic diversity through mixed-income
communities; and alleviate the digital divide by providing
computers to lower-income homeowners.
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West Virginia
Fairfield Rental Rehab Program
Huntington, WV
Lender
Huntington Federal Savings Bank, Huntington, WV
Sponsor
Huntington West Virginia Housing Authority, Huntington,
WV
Total units: 10
Total AHP grants: $75,000
Total development costs: $825,170
Through the Fairfield Rental Rehab Program, ten scattered-site
homes in the Fairfield community of Huntington will
be acquired, constructed and/or remodeled, and rented
to low-income families. Most homes in this project are
single-family dwellings for large families, including
six three-bedroom units. A few donated properties are
duplexes and will be converted into rental units. Four
extremely blighted units will be demolished and newly
constructed. All remodeled homes will meet or exceed
housing-quality standards, four of which will be handicap-accessible.
Residents will pay no more than 30 percent of total
income for rent, and affordable rental housing assistance
will be available to all eligible participants, including
special-needs individuals. All units should be ready
for full occupancy by October 2005.
Maple/Ogden — Gateway Phase 1a
Fairmont, WV
Lender
WesBanco Bank, Inc., Wheeling, WV
Sponsor
Fairmont Community Development Partnership, Fairmont,
WV
Total units: 15
Total AHP grants: $140,000
Total development costs: $1.1 million
The Maple/Ogden Gateway project is a revitalization
plan to eliminate blighted or vacant properties in Jackson
Addition, the section of Fairmont between Maple and
Ogden Avenues. This sub-phase of the project involves
the demolition of 15 properties along the Maple and
Ogden Avenue entrances to the neighborhood. Razing these
properties — all very old and in poor structural
condition — will make way for new construction
that enhances the area's appearance. The renovation
may invite private investors to contribute to the area's
revitalization, which could in turn improve the quality
of life for Jackson Addition's low- and moderate-income
residents. Demolition of blighted or vacant properties
has already begun within the neighborhood, with a two-
to three-year completion schedule in place.
Mountaineer Habitat Scattered Sites
Sissonville, WV
Lender
United Bank, Parkersburg, WV
Sponsor
Mountaineer Habitat for Humanity, South Charleston,
WV
Total units: 3
Total AHP grants: $36,000
Total development costs: $135,000
The Mountaineer Habitat Scattered Sites project will
assist three families in rural Kanawha and Putnam counties
in building new homes on property they already own.
Currently, these families live in desolate conditions
and need safe, habitable places to live. For these families,
improved housing and redevelopment of the property can
instill feelings of pride, security, stability and potential
for building a successful future. The project also aims
to improve homeownership opportunities in West Virginia's
rural areas, which in turn benefits communities through
increased tax revenue and neighborhood stabilization
through owner-occupied homes. Each AHP dollar will generate
$2 in matching funds from Mountaineer Habitat for Humanity
toward construction of the homes.
New Hope Village
Welch, WV
Lender
Pioneer Community Bank, Iaeger, WV
Sponsors
SAFE Housing and Economic Development, Inc., Welch,
WV
West Virginia Housing Development Fund, Charleston,
WV
Total units: 65
Total AHP grants: $325,000
Total development costs: $1.7 million
The New Hope Village project will create a permanent
65-unit facility near Welch to replace existing temporary
housing built after the 2001 floods that ravaged McDowell
County. Current residents of the temporary housing who
meet FEMA guidelines and have no other resource may
purchase their existing unit for as little as $1. To
qualify, residents must be able to show consistent maintenance
of their unit (including timely rent and utility payments)
throughout their occupancy. With a community-based nonprofit
organization as the facility's owner and operator, New
Hope Village residents will be eligible for HUD Section
8 assistance with rent and utilities. A majority of
the nonprofit organization's board will be New Hope
Village residents.
Premier Housing, Inc. Homeownership
Welch, WV
Lender
Pioneer Community Bank, Iaeger, WV
Sponsors
SAFE Housing and Economic Development, Inc., Welch,
WV
West Virginia Housing Development Fund, Charleston,
WV
Total units: 62
Total AHP grants: $240,000
Total development costs: $3.2 million
This phase of the Premier Housing, Inc. project will
replace existing temporary housing in Premier with a
permanent structure housing 57 units for purchase by
low- and very-low-income homebuyers. Five units are
designated as market-rate housing. Current temporary-housing
residents who meet FEMA guidelines may purchase their
existing unit for as little as $1, with down payment
assistance available to eligible very-low-income buyers.
The facility will incorporate utility and structural
improvements to meet fire, health and safety codes and
Department of Environmental Protection requirements.
Residents will have access to homeownership counseling
and various life-skills training; education opportunities
to improve employment options; child care services to
help adults as they pursue education and employment
opportunities; and pre- and after-school programs. The
project will also convert 56 units from Phase I development
into rental housing for those not yet ready for homeownership.
Premier Housing, Inc. Rental
Welch, WV
Lender
Pioneer Community Bank, Iaeger, WV
Sponsors
SAFE Housing and Economic Development, Inc., Welch,
WV
West Virginia Housing Development Fund, Charleston,
WV
Total units: 34
Total AHP grants: $168,000
Total development costs: $2.6 million
The Premier Housing, Inc. Rental project will create
a permanent 34-unit facility near Welch to replace existing
temporary housing built after the 2002 floods that ravaged
western McDowell County. Current residents of the temporary
housing who meet FEMA guidelines and have no other resource
may purchase their existing unit for as little as $1.
To qualify, residents must be able to show consistent
ability to maintain their unit (including timely rent
and utility payments) throughout their occupancy. With
a community-based nonprofit organization as the facility's
owner and operator, residents will be eligible for HUD
Section 8 assistance with rent and utilities. A majority
of the nonprofit organization's board will be Premier
Housing, Inc. Rental residents.
Rural Homeownership Program
Norton, WV
Lender
Mountain Valley Bank, N.A., Elkins, WV
Sponsor
Randolph County Housing Authority, Elkins, WV
Total units: 5
Total AHP grants: $50,000
Total development costs: $436,626
The Rural Homeownership Program project will rehabilitate
one home and construct four others, all targeted to
low- and very-low-income homebuyers in Barbour and Randolph
counties. Eligible homebuyers must participate in homebuyer
education, available through the sponsor's Homeownership
Center. Families who are "ready to buy" may
take a one-day course. The center also provides credit
counseling and mortgage origination services for the
West Virginia Housing Development Fund, Community Works
and the Federation of Appalachian Housing Enterprises.
Homebuyers who can get their credit or their ratios
in order within a twelve-month period may attend monthly
classes, move into the house and pay rent at a very
reasonable rate. Post-purchase counseling will also
be available.
Southern Appalachian Labor School
Beards Fork, WV
Lender
United Bank, Parkersburg, PA
Sponsor
Southern Appalachian Labor School, Kincaid, WV
Total units: 12
Total AHP grants: $100,000
Total development costs: $380,000
The Coalfield Housing project will rehabilitate and
repair dilapidated and energy-inefficient homes for
nine very-low-income and three moderate-income homeowners
in Fayette County's rural communities. The demand for
a labor force will create educational and community
service opportunities for YouthBuild members, who are
at-risk high school dropouts seeking high school degrees.
The experience can also teach civic values to YouthBuild
members who participate in the renovation. USDA/Rural
Development and AHP funding will furnish building supplies
and materials, and YouthBuild members providing the
labor will receive educational training stipends.
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