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Affordable Housing Program
AHP 2004 Funding Recipients
Total units: 765
Total AHP grants: $4.8 million
Total development costs: $67.4 million
Delaware
New Jersey and Eastern
Pennsylvania
Central Pennsylvania
Western Pennsylvania
West Virginia
Delaware
Cedar Creek Self-Help Housing
Lincoln, DE
Lender
County Bank, Rehoboth Beach, DE
Sponsor
Milford Housing Development Corporation, Milford, DE
Total units: 20
Total AHP grants: $100,000
Total development costs: $2.2 million
Through its Mutual Self-Help Housing Program, Milford
Housing Development Corporation will assist 20 first-time
homebuyers in Lincoln's Cedar Creek subdivision to build
their homes — and their neighbors'. To participate,
eligible homebuyers must commit at least 20 hours a
week of "sweat equity" (friends and family
members are also welcome to help). The program combines
many services — including pre-construction and
post-occupancy counseling, loan processing, construction
training/supervision and financial management of loan
accounts — to make the dream of affordable homeownership
a reality for very-low- and low-income households. In
addition to providing housing opportunities, projects
like Cedar Creek greatly reduce first-year delinquency
rates, empower the participants and promote sustained
homeownership, neighborhood development and community
stability.
Habitat Village
Ellendale, DE
Lender
Delaware National Bank, Georgetown, DE
Sponsor
Habitat for Humanity of Sussex County, Nassau, DE
Total units: 3
Total AHP grants: $126,083
Total development costs: $126,083
Lots on Wild Cherry Street in Ellendale have been earmarked
for Habitat Village I, a project that will build three
new single-family homes for eligible first-time homebuyers.
Sussex County Habitat for Humanity plans to set aside
one of the three homes for a homeless family.
Vera's Haven
Dover, DE
Lender
Citizens Bank, Wilmington, DE
Sponsor
Whatcoat Social Service Agency, Dover, DE
Total units: 10
Total AHP grants: $500,000
Total development costs: $1.1 million
In Dover, the completion of Vera's Haven will create
ten new units of transitional housing, a critical component
in crisis intervention to prevent homelessness. The
units will be targeted for homeless families who are
victims of domestic violence and/or suffer from substance
abuse issues, with priority to help single women with
histories of such problems. AHP funds will assist with
the financing of acquisition and construction costs.
Other funders include the Delaware State Housing Authority,
Longwood Foundation, FHLBank of Atlanta and the city
of Dover.
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New Jersey and Eastern Pennsylvania
Total units: 199
Total AHP grants: $2.1 million
Total development costs: $29.9 million
Cambria Terrace
Coatesville, PA
Lender
The Peoples Bank of Oxford, Oxford, PA
Sponsor
Habitat for Humanity of Chester County, Inc., Coatesville,
PA
Total units: 17
Total AHP grants: $170,000
Total development costs: $1.6 million
The Cambria Terrace project, site of the Oak Street
public housing project built in the 1960s, involves
the building of 17 homes as part of an 86-home development
by the Coatesville Area HOPE VI Revitalization Program.
The program, a comprehensive neighborhood revitalization
effort, is designed to address the negative impact of
poorly developed public housing complexes that has dominated
Coatesville physically and psychologically for more
than 30 years. All the homes will target very-low- and
low-income families and will be either a three- or four-bedroom
unit with integral garage. Volunteers will contribute
90 percent of the labor involved in the construction,
keeping costs to a minimum and passing on the savings
to homeowners. The project has already recognized additional
savings through donation of the property by the Housing
Authority of Chester County.
Concord Road Place
West Chester, PA
Lender
Sovereign Bank, Wyomissing, PA
Sponsors
Gaudenzia, Inc., Norristown, PA
Sherick Project Management, Inc., Philadelphia, PA
Total units: 16
Total AHP grants: $110,000
Total development costs: $650,120
The Concord Road Place project entails the complete
renovation and rehabilitation of a one-story structure
into 16 units of permanent supportive housing for homeless
persons recovering from substance abuse or disorders
such as mental illness or HIV/AIDS. Currently a warehouse,
the rehabilitated facility will provide privacy for
residents in separate sleeping rooms, which will help
to maintain a sense of dignity, along with the benefits
of shared living space that includes common bathrooms,
laundry facilities, a kitchen, a dining room and lounge
space. Two resident units will be made fully handicap-accessible,
and a third will be available if necessary. The facility
will provide a clean and attractively maintained personal
environment in beautiful rural surroundings, distant
from the constant threat and pressure of the urban setting.
Supportive services will be provided by Gaudenzia, Inc.
and through collaborative relationships.
Dover Project
Dover, PA
Lender
Waypoint Bank, Harrisburg, PA
Sponsor
York Habitat for Humanity, York, PA
Total units: 8
Total AHP grants: $56,000
Total development costs: $788,865
The Dover Project will involve the construction of
eight single-family homes in the Spring Valley Manor
II subdivision, located just one mile from the town
of Dover. It is the second phase of the Spring Valley
Manor project, a residential development begun in the
early 1980s. At the completion of both phases, all 16
single-family homes will be either three-bedroom ranch-style
homes or four- to five-bedroom split-level homes, depending
on the family's needs. Eligible low-income homebuyers
will be selected based on three criteria: the need for
housing, ability to repay the mortgage and willingness
to partner with York Habitat for Humanity. Constructing
a 16-home community in rural York County helps address
the county's crucial need for affordable housing. Building
a lower-income community beside an existing middle-income
community also helps increase Dover's conomic diversity.
Homeownership Initiative
Elizabeth, NJ
Lender
Sovereign Bank, Wyomissing, PA
Sponsor
Brand New Day, Inc., Elizabeth, NJ
Total units: 10
Total AHP grants: $150,000
Total development costs: $2.4 million
Brand New Day, Inc.'s Homeownership Initiative will
develop ten units for sale to low- to moderate-income
first-time homebuyers in Elizabeth. One building on
First Street will house five two-bedroom (one of which
is handicap-adaptable) and three three-bedroom condominium
units. Two four-bedroom single-family homes with two-car
garages will be built on currently vacant lots on Pine
and South Park streets. To encourage successful homeownership,
Brand New Day offers free financial literacy and homeownership
classes. Families are also encouraged to participate
in savings match programs and down payment/closing cost
assistance programs.
Homes in Belmont
Philadelphia, PA
Lender
Sovereign Bank, Wyomissing, PA
Sponsor
Friends Rehabilitation Program, Inc., Philadelphia,
PA
Total units: 7
Total AHP grants: $35,000
Total development costs: $1.6 million
The Homes in Belmont project is a special community
development initiative in Philadelphia that targets
derelict properties whose physical conditions are jeopardizing
the stability of the neighborhood and the revitalization
efforts of the community. The project will provide substantial
rehabilitation of seven vacant structures for sale to
low- to moderate-income first-time homebuyers. There
are almost 400 vacant properties in Belmont, translating
to a vacancy rate of about 22 percent. Friends Rehabilitation
Program has been working to bring vitality back to this
neighborhood since 1982 and has provided more than 200
units of housing.
HRP 2004
Philadelphia, PA
Lender
PNC Bank, NA, Pittsburgh, PA
Sponsor
Frankford Community Development Corporation, Philadelphia,
PA
Total units: 6
Total AHP grants: $30,000
Total development costs: $774,968
Frankford Community Development Corporation's (FCDC)
HRP 2004 project is a six-unit scattered-site rehabilitation
of several homes in Philadelphia's Frankford neighborhood
for sale to low- and moderate-income first-time homebuyers.
Under the Homeownership Rehabilitation Program (HRP),
the homes will be fully rehabilitated according to the
strictest building standards and will feature new mechanical
systems (heating, electrical, etc.), new drywall and
flooring, new windows and doors, and new roofs with
five-year warranties. Frankford's housing stock is historically
significant, and the neighborhood can boast about its
phenomenal access to services and amenities, making
it an ideal neighborhood in which to live. The properties
being rehabilitated in this project will be added to
the 43 new-construction and 45 rehabilitated units of
housing that FCDC has developed since 1993.
Inglis Gardens at Washington Lane
Philadelphia, PA
Lender
Sovereign Bank, Wyomissing, PA
Sponsors
Inglis Housing Corporation, Philadelphia, PA
Diamond & Associates, Philadelphia, PA
Total units: 15
Total AHP grants: $70,000
Total development costs: $3.8 million
Inglis Gardens at Washington Lane is a new-construction
15-unit affordable housing complex in northwest Philadelphia
designed for individuals with severe mobility impairments
who wish to live independently. The project will help
address the lack of low-cost, non-institutional housing
for individuals who suffer from diseases — including
multiple sclerosis, cerebral palsy, spinal cord injuries
and other neurological disorders — that result
in physical disabilities. The complex will include a
two-bedroom manager's unit and ten one-bedroom and four
two-bedroom units for residents. The units will feature
36-inch doorways; bathrooms with roll-in shower space
and five-foot turning radius; double-door refrigerators;
side-mounted sink faucets; lazy Susan cabinets for easy
access; and cooktop stoves with adjustable mirrors on
backsplashes to allow viewing of pot contents from a
seated position. A community room (with kitchen) and
continuous porch surrounding the building will enable
residents to visit together, and all residents will
have badge sensors for opening doors automatically.
Public transportation will allow residents access to
community resources including medical facilities, grocery
stores, places of worship, places of employment and
other services that will help maximize residents' independence.
Mifflin Street Apartments
Lancaster, PA
Lender
Waypoint Bank, Harrisburg, PA
Sponsor
Tabor Community Services, Inc., Lancaster, PA
Total units: 5
Total AHP grants: $35,000
Total development costs: $830,000
Renovation of two blighted, multi-unit buildings on
the 400 block of East King Street in Lancaster will
create Mifflin Street Apartments, a twelve-unit affordable
rental housing facility. Five units, which together
can house one to 15 individuals, will be allocated as
permanent housing for the homeless disabled, of which
four units will be fully handicap-accessible. The seven
remaining units cumulatively can house seven to 21 individuals.
Residents will have access to support services —
such as credit, family savings account and homeownership
counseling — and a case management program that
assists families in setting goals to maintain long-term
stability. To attract tenants, the project will also
address the blighted 400 block of Mifflin Street (which
the rear of the property faces) with its plans to create
welcoming back entrances, a play area for children,
additional parking and green space. Attractive, safe
and affordable housing will help revitalize, strengthen
and stabilize this currently transient area.
New Beginnings II
Reading, PA
Lender
Leesport Bank, Leesport, PA
Sponsor
Opportunity House, Reading, PA
Total units: 5
Total AHP grants: $410,000
Total development costs: $810,000
Construction of New Beginnings II on North Second Street
in Reading will create five rental units for families
transitioning from homelessness. The building will house
two two-bedroom and three three-bedroom units, accommodating
single- or two-parent families with up to four children.
Often these families' heads of household suffer from
substance abuse, physical disabilities and/or mental
disorders and are unable to maintain gainful employment.
Female heads of household are often victims of abuse
and lack parenting skills to raise their children. Providing
safe, stable and affordable housing is the first step
in helping families address other life issues. Residents
will receive assistance with medical care, money management,
budgeting, shopping and other activities of daily living
to help establish and maintain financial stability and
move toward independence.
Pradera III
Philadelphia, PA
Lender
PNC Bank, NA, Pittsburgh, PA
Sponsors
Asociacion de Puertorriqueños en Marcha, Inc.,
Philadelphia, PA
Mullin and Lonergan Associates, Inc., New Cumberland,
PA
Total units: 30
Total AHP grants: $300,000
Total development costs: $6 million
Philadelphia will gain 30 new homeownership units for
first-time homebuyers through Pradera Phase III, a continuation
of recent efforts to strengthen the city's Berks Street
Corridor. Twenty of the 30 units will be targeted to
low-income individuals and families. The homes reflect
design concepts similar to Pradera Phases I and II:
suburban-style, semi-detached, single-family dwellings.
Amenities will include off-street parking, ample storage
and green space for gardening. Pradera Phase III will
include three fully accessible units for persons with
disabilities, including the vision-impaired, and will
address visitability issues to the greatest extent feasible.
Pradera Phase III will further the Asociacion de Puertorriqueños
en Marcha, Inc.'s action plan for this section of the
community, and will create a strong homeownership base,
with a range of incomes that will support additional
retail services to the community.
Reinhard Street Project
Philadelphia, PA
Lender
National Penn Bank, Boyertown, PA
Sponsor
Resources for Human Development, Philadelphia, PA
Total units: 15
Total AHP grants: $149,773
Total development costs: $2.6 million
On 47th and Reinhard streets in Philadelphia, all 15
new single-family townhomes of the Reinhard Street Project
will offer homeownership opportunities to very-low-
to moderate-income first-time homebuyers. A "keystone"
affordable housing project in the neighborhood, the
Reinhard Street units offer three bedrooms, 1½
baths and off-street parking. Eleven of the units will
use energy-efficient, state-of-the-art solar technology
to produce electricity — one of the first instances
of its use in new residential construction in Pennsylvania.
Residents will also be invited to cultivate community
gardens on parcels of land adjacent to the project.
The city of Philadelphia has also completed infrastructure
improvements, including a new roadway, curbs, sidewalks,
sewer system, tie-ins, signage and lighting.
St. Vincent Apartments
Plymouth, PA
Lender
Community Bank & Trust Co., Clarks Summit, PA
Sponsors
Catholic Social Services of the Diocese of Scranton,
Scranton, PA
GKH Consulting Company, Tunkhannock, PA
Total units: 19
Total AHP grants: $130,000
Total development costs: $3.1 million
The former St. Vincent School on Church Street in Plymouth
Borough will be rehabilitated to provide 19 affordable
rental housing units for lower-income residents in the
area. The complex will house six one-bedroom, six two-bedroom
and seven three-bedroom units, four of which target
the homeless. Four other units will be wheelchair-accessible.
All units are wheelchair-adaptable. The rehabilitation
will create exceptionally large units — more than
600 square feet for the one-bedroom units to nearly
1,500 square feet for the three-bedroom townhomes. Catholic
Social Service will provide an extensive range of supportive
services. The development is within walking distance
of public transportation, schools, a youth center and
a multitude of services. More than 50 other services
and commercial establishments are within a mile of the
building.
Stable Homes for Stable Families III
Philadelphia, PA
Lender
PNC Bank, NA, Pittsburgh, PA
Sponsor
Allegheny West Foundation, Philadelphia, PA
Total units: 15
Total AHP grants: $225,000
Total development costs: $2 million
Stable Homes for Stable Families III is part of the
Allegheny West Foundation's Forgotten Blocks, a six-phase
redevelopment plan that targets a six-block neighborhood
in the Allegheny West section of North Philadelphia.
The Stable Homes III phase will rehabilitate 15 vacant
properties into 15 homes within the blocks bordered
by Lehigh Avenue and Cambria, 19th and 20th streets.
Twelve of the homes will be targeted to very-low- to
low-income homebuyers. Forgotten Blocks is within three
blocks of several neighborhood anchors including Woodstock
Cooperative Mutual Homes, Hope Plaza Shopping Center,
Dobbins Technical School, the North 22nd Street Commercial
Corridor and Deliverance Evangelical Church.
Thomas Street Project
York, PA
Lender
Waypoint Bank, Harrisburg, PA
Sponsor
York Habitat for Humanity, York, PA
Total units: 4
Total AHP grants: $28,000
Total development costs: $354,000
The Thomas Street Project will renovate seven rowhomes
on the 500 block of Thomas Street in York. The homes
will target lower-income homebuyers who will be selected
through York Habitat for Humanity's application process.
A fire, absentee landlords and unresponsive homeowners
left the homes in various stages of decay and in desperate
need of repair. When completed, these two-story, two-
or three-bedroom homes will be entirely rehabilitated
to include new structural reinforcement, redesigned
floor plans, completely new mechanical systems, new
appliances and new floor coverings. All renovations
will be careful to preserve unique features — turn-of-the-century
architecture, large bay and arched windows, tall ceilings,
exterior tooth molding, wide covered porches —
and fit with the character of the neighborhood. In addition,
each home has a large backyard with off-street parking.
Thomas Street is adjacent to York's historic Fairmont
section in the city's northwest quadrant. Projects such
as this will serve as anchors in the area and will encourage
revitalization of other nearby homes, helping to stop
the erosion of this city neighborhood and the resulting
deterioration that influences the entire community.
UCCDC Affordable Homeownership Program
Philadelphia, PA
Lender
Prudential Savings Bank, Philadelphia, PA
Sponsor
United Communities Community Development Corporation,
Philadelphia, PA
Total units: 5
Total AHP grants: $50,000
Total development costs: $641,512
The UCCDC Affordable Homeownership Program is an ongoing
initiative of the United Communities Community Development
Corporation, which rehabilitates vacant houses in southeast
Philadelphia for sale to first-time homebuyers. All
homebuyers in the program must undergo pre- and post-mortgage
counseling and are given referrals to any appropriate
ancillary services needed to give families the support
they need in the transition to homeownership. Most of
these services are provided through four community centers
operated by UCCDC's partner organization, United Communities
Southeast Philadelphia. This particular project targets
rehabilitation of five rowhomes — one each on South
Beulah, Dudley and Hoffman streets and two on Winton
Street. Two homes are under the current ownership of
UCCDC and three are being transferred to UCCDC by South
Philadelphia Area Revitalization Corporation (SPARC),
a cooperating neighborhood development corporation.
Women of Excellence
Philadelphia, PA
Lender
PNC Bank, NA, Pittsburgh, PA
Sponsors
Women of Excellence, Philadelphia, PA
Philadelphia Housing Development Corporation, Philadelphia,
PA
Total units: 14
Total AHP grants: $112,000
Total development costs: $360,620
The fastest-growing populations needing assistance
from the city of Philadelphia are single women and families
with children who are homeless. This project will renovate
a currently vacant three-story structure on North 9th
Street to create 14 units targeted for women recovering
from homelessness and substance abuse. The single-room-occupancy
units offer affordable housing that can help these women
move toward independent living and self-sufficiency.
Year 27 Homeownership
Philadelphia, PA
Lender
Sovereign Bank, Wyomissing, PA
Sponsor
New Kensington Community Development Corporation, Philadelphia,
PA
Total units: 8
Total AHP grants: $80,000
Total development costs: $1.4 million
Through the Year 27 project, eight scattered-site properties
in the area bordered by Front Street and Kensington
Avenue, the Delaware River, Girard Avenue and Lehigh
Avenue in Philadelphia's Kensington neighborhood will
be rehabilitated and sold to first-time homebuyers.
Five of the eight units are targeted to low-income households.
All homebuyers must participate in the New Kensington
Community Development Corporation's housing counseling
program and be creditworthy enough to carry a mortgage.
Each property will have all lead, asbestos and other
dangerous substances removed and will be fully renovated,
energy-efficient and air-conditioned. Year 27 aims to
help reduce blight in the neighborhood and will provide
additional affordable and safe housing options for low-
and moderate-income families.
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Central Pennsylvania
Total units: 14
Total AHP grants: $65,000
Total development costs: $1.5 million
Jonathan Court Apartments
Aspers, PA
Lender
Waypoint Bank, Harrisburg, PA
Sponsor
Rural Opportunities, Inc., Lemoyne, PA
Total units: 14
Total AHP grants: $65,000
Total development costs: $1.5 million
With a labor market of mainly seasonal migrant workers,
Aspers in Adams County will benefit from the Jonathan
Court Apartments project, a new 14-unit affordable housing
facility targeting this population. Seven single-story
duplexes will be built on vacant, zoned land. One unit
will be reserved for an onsite manager and supportive-service
provider; the remaining units can house up to 52 workers.
The lifestyle of many Adams County migrant farmworkers
— many fall in the lowest socioeconomic status
— is characterized by poverty, insufficient income,
inadequate housing, occupational hazards, job insecurity,
extensive spans of unemployment, lack of marketable
employment skills, minimal education and health risks.
Migrant families frequently need assistance to cover
basic necessities: food, clothing, shelter, health care,
child care and transportation. Decent, affordable housing
during the working season helps reduce expense for housing
and helps increase income to meet other basic needs.
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Western Pennsylvania
Total units: 480
Total AHP grants: $1.6 million
Total development costs: $30.1 million
2004 Rehabilitation Program
Rochester, PA
Lender
Mars National Bank, Mars, PA
Sponsor
Hosanna Industries, Inc., Rochester, PA
Total units: 120
Total AHP grants: $100,000
Total development costs: $354,320
The Scattered Site Rehabilitation Program is vital
to western Pennsylvania, and Hosanna Industries, Inc.
is an organization that provides home rehabilitation
services to the local needy. The project involves the
rehabilitation of 120 older, single-family homes, making
necessary improvements both inside and outside. Typically
one to two stories with three bedrooms, the homes are
modernized with energy-efficient, low-maintenance products.
At least 75 of the homes will be for low-income homebuyers,
and education and training provide homeowners the means
to perform regular upkeep on their property. Included
in the project are many volunteer opportunities that
promote community service and enhance community conscientiousness.
Dale Country Estates
New Castle, PA
Lender
First Commonwealth Bank, Indiana, PA
Sponsors
Housing Authority of the County of Lawrence, New Castle,
PA
Human Services Center, New Castle, PA
Total units: 30
Total AHP grants: $168,000
Total development costs: $2.9 million
The Dale Country Estates project will develop 30 low-income
units, 24 of which will be designated for very-low-income
families and at least six allocated for homeless individuals.
The homeless will most likely be elderly parents who
are "doubling up" with their adult children
or who are living in an institutional setting because
they have no permanent residence. The Lawrence County
Housing Authority will insure all residents' needs are
addressed by social service agencies, and it is anticipated
that the Office of Aging will provide a variety of onsite
services in the project's atrium. Lawrence County Social
Services will provide case management support and home
management/chore services. A tenant council will be
organized and will meet regularly.
Freedom Rentals
Freedom, PA
Lender
Mars National Bank, Mars, PA
Sponsor
Hosanna Industries, Inc., Rochester, PA
Total units: 6
Total AHP grants: $50,000
Total development costs: $50,000
The Freedom Rentals project involves the renovation
of six units in a two-building rental facility. Of these
six units, three will be designated for the physically
handicapped and the other three units will target mentally
disabled individuals. Current residents will have upgraded
and more energy-efficient rental units and will not
be relocated. Hosanna Industries, Inc. will provide
affordable units for very-low- to moderate-income households
living in the Freedom area. The structures were donated
to Hosanna Industries in March 2004, and volunteer opportunities
will enhance the project with their involvement. The
Affordable Housing Program is the only source of funding
for this project.
Goosby/Harris
Aliquippa, PA
Lender
First National Bank of Pennsylvania, Pittsburgh, PA
Sponsor
Habitat for Humanity of Beaver County, Conway, PA
Total units: 2
Total AHP grants: $20,000
Total development costs: $158,500
The Goosby/Harris project will construct one new home
in White Township for the Goosby family, which includes
a child with autism, and will rehabilitate another house
in Aliquippa for the Harris family. AHP funds will be
used to reduce the principal of the no-interest mortgage
to be paid back to Habitat for Humanity of Beaver County
by the partner families. The primary focus of the project
is to provide families with a low operating cost and
low maintenance for their new or renovated home. The
project will benefit the local community by eliminating
eyesores and increasing tax revenue. Since organizing
in 1992, Habitat for Humanity of Beaver County has completed
the construction or rehabilitation of 21 homes using
volunteer labor and in-kind and cash donations.
Homestead Apartments
Homestead, PA
Lender
PNC Bank, NA, Pittsburgh, PA
Sponsors
Three Rivers Communities, Inc., Pittsburgh, PA
TREK Development Group, Inc., Pittsburgh, PA
Total units: 120
Total AHP grants: $250,000
Total development costs: $15.2 million
The Homestead Apartments Revitalization project will
rehabilitate 24 units for frail elderly residents who
will enroll in the Community LIFE Program currently
on campus. The revitalization includes the reconfiguration
of current floor plans in two towers to reduce the unit
count from 172 to 120. Construction of an open area
on each floor will allow natural light to enter the
common areas and corridors and will offer residents
opportunities for views. The lowering of windowsills
in the living rooms of each unit will enhance resident
viewing from a seated position. Improved handicap accessibility
is achieved through widening of interior unit halls
and doorways, as well as replacement of obsolete kitchens
and bathrooms. Installation of a central heat pump loop
system will improve ventilation in the dwelling units
and common spaces, and other outdated mechanical and
electrical systems will be replaced. A new roof system
will create greater energy efficiency, and life safety
systems will be greatly improved in the entire building.
Liberty Housing Initiative
Midland, PA
Lender
ESB Bank, FSB, Ellwood City, PA
Sponsors
Life and Liberty, Inc., Ambridge, PA
Mark E. James, Pittsburgh, PA
Total units: 10
Total AHP grants: $200,000
Total development costs: $1.4 million
The Liberty Housing Initiative is part of a large-scale
effort to create economic growth and diversity in economically
depressed Midland Borough. This Phase I project is designed
to create a nucleus of new-construction, single-family
housing units in the borough from which future phases
will more likely produce housing for moderate- and middle-income
households. It will construct ten single-family modular
units to be sold to very-low- to moderate-income families.
The units will be two-story, three-bedroom homes, and
each unit will boast an attractive integrated architectural
design that matches the typical urban architecture of
homes in the Midland community. Modular units were selected
to reduce project costs and construction time. Other
funding for the project comes from the FHLBank of Cincinnati
and Beaver County HOME funds.
Penn Manor
Pittsburgh, PA
Lender
PNC Bank, NA, Pittsburgh, PA
Sponsor
The Community Builders, Pittsburgh, PA
Total units: 55
Total AHP grants: $357,500
Total development costs: $7.3 million
Penn Manor will provide replacement units for residents
of East Mall, Liberty Park and Penn Circle Apartments,
three obsolete and deteriorated properties in the East
Liberty neighborhood of Pittsburgh. The 48 one-bedroom
units and seven two-bedroom units will be safe and energy-efficient,
provide adequate space and storage, be accessible and
provide modern amenities. The Penn Manor development
will serve mixed-income families, with 71 percent of
the units being affordable to lower-income households,
and the balance of the units rented at a market rate.
The property is located close to neighborhood services,
businesses and public transportation. Other sources
of funding include a Community Development Block Grant,
Low-Income Housing Tax Credits and Penn HOME funds.
Riverview Towers Apartments Phase II
Pittsburgh, PA
Lender
National City Bank of Pennsylvania, Pittsburgh, PA
Sponsor
Riverview Towers Apartments, Inc., Pittsburgh, PA
Total units: 137
Total AHP grants: $500,000
Total development costs: $2.8 million
The Riverview Towers Apartments Phase II project entails
rehabilitating 137 apartments for residents who have
hearing, vision, balance or mobility challenges. The
renovated Riverview Towers will provide a safe and secure
environment with full accessibility. Upgrades include
fire alarm systems with strobes and audio alerts, sprinkler
systems, improved lighting, doorbells with chimes and
strobe light indicators, upgraded elevators with floor
announcement systems, ADA-height commodes and grab bars,
accessible showers and corridor handrails. In addition,
the project involves a full renovation of kitchen facilities
for operation of a daily meal program. Other sources
of financing include funds from the Pennsylvania Housing
Finance Agency and the Ladies Hospital Aid Society.
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West Virginia
Total units: 39
Total AHP grants: $240,000
Total development costs: $2.5 million
Assaley Place Apartments
Charleston, WV
Lender
Huntington Federal Savings Bank, Huntington, WV
Sponsor
Housing Development Corporation, Huntington, WV
Total units: 8
Total AHP grants: $60,000
Total development costs: $717,000
The Assaley Place Apartments project will add eight
units for homeless individuals diagnosed with chronic
and debilitating mental illness. New and rehabilitated
units will be created on three vacant and blighted properties
within two blocks of each other in Charleston's East
End neighborhood. Two new units will be constructed
on a donated vacant lot; four apartments in an existing
2½-story brick building will be rehabilitated;
and two apartments will be rehabilitated in an existing
1½-story wood-frame residential building. All
buildings will preserve the neighborhood's housing architecture
and will meet the EPA's energy-star ratings for electrical
systems, plumbing, windows, doors, appliances and heating
units. A Section 811 rental housing program, Assaley
Place supports Charleston's approved Bridges To Tomorrow
Comprehensive Plan and the East End Neighborhood Revitalization
Plan.
Pendleton County AHP Project
Franklin, WV
Lender
Pendleton County Bank, Franklin, WV
Sponsor
Almost Heaven Habitat for Humanity, Circleville, WV
Total units: 5
Total AHP grants: $55,000
Total development costs: $250,000
The Pendleton County AHP Project will construct five
single-family homes across scattered sites countywide
for very-low- to moderate-income families who want to
make homeownership a reality. To fulfill its mission
of replacing substandard and poverty housing with simple,
decent housing, Almost Heaven Habitat for Humanity uses
volunteer labor, guided by its experienced construction
staff, to build homes that are energy-efficient, affordable
to the low-income population it serves, and cost-effective
over the life of the mortgage and beyond. Because locating
and securing developable land in the county is a challenge,
Almost Heaven Habitat builds when and where it can and
has built 58 new homes since its founding in 1988. Almost
Heaven Habitat also provides repair and rehab work to
Pendleton County residents in need. Additional funding
for this project includes contributions from Funding
For Humanity, USDA Rural Development and in-kind donations.
Sara Lane
Lewisburg, WV
Lender
First National Bank of Ronceverte, Ronceverte, WV
Sponsor
Southeastern Appalachian Rural Alliance, Inc., Lewisburg,
WV
Total units: 10
Total AHP grants: $50,000
Total development costs: $1.2 million
The Southeastern Appalachian Rural Alliance, Inc. (SARA)
will purchase approximately eleven acres of land in
southeastern West Virginia to build ten new homes for
purchase by eligible very-low- to moderate-income first-time
homebuyers. Six lots will be used for USDA Mutual Self-Help
Housing construction, two for Community Housing Development
Organization homes and two for other low-income homeownership
opportunities. Of the ten units, one is targeted for
the physically handicapped, another is targeted for
the frail elderly, and two others are targeted for families
with other special needs, such as mentally impaired
individuals and their caregivers. AHP funds will be
apportioned to each of the homebuyers to assist with
down payment and closing costs. Additional contributions
will come through the West Virginia Affordable Housing
Trust Fund, West Virginia Housing Development Fund,
the Housing Assistance Council and USDA Rural Development.
Twin Cities Center
St. Albans, WV
Lender
United Bank, Parkersburg, WV
Sponsor
Roark-Sullivan Lifeway Center, Inc., Charleston, WV
Total units: 16
Total AHP grants: $75,000
Total development costs: $369,019
For Kanawha and Putnam counties, the Twin Cities Center
project will rehabilitate the residential permanent-housing
program designed to meet the needs of the area's hard-to-reach
chronically homeless. This safe-haven project offers
16 units, two of which target the frail elderly of this
population. Services include both residential and targeted
outreach, as well as supportive and other direct services
provided through collaborations that have been initiated
by the Roark-Sullivan Lifeway Center, Inc. The project
goal is to serve 360 clients in its first year of implementation,
with a 20 percent increase with each successive year
of operation. Other funding sources include Twin Cities
Ministries, Inc., HUD and in-kind contributions through
volunteer labor, a benefit dinner, local churches and
private individuals.
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