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Housing
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Affordable Housing Program
2006B Funding Round Recipients
Total units: 1,017
Total AHP grants: $6.85 million
Total development costs: $116.98 million
Eastern Pennsylvania
Central Pennsylvania
Western Pennsylvania
Delaware
West Virginia
Out of District
Eastern Pennsylvania
20th and Lehigh Housing Project
Philadelphia, PA
Lender
PNC Bank, NA, Pittsburgh, PA
Sponsor
Sherick Property Management, Inc., Philadelphia, PA
Total units: 4
Total AHP grants: $80,000
Total development costs: $913,655
The 20th and Lehigh Rental Housing Project is part
of Allegheny West Foundation's (AWF) Forgotten Blocks
Initiative in north Philadelphia. The development will
be built on a vacant corner lot, with approximately
3,500 square feet of ground-floor commercial/retail
space and four apartments on the second floor. Parking
will be provided for use by residents and to support
the retail/commercial space. On-street parking along
Lehigh Avenue will also be available. The site is critical
as the capstone of AWF's effort to address deterioration,
blight and deferred maintenance of this residential
area. Development of this highly visible vacant lot
will link two key components of the neighborhood's revitalization
strategy: completion of the Forgotten Blocks Initiative
and the strengthening of the North 22nd Street/Hope
Plaza commercial corridor, one of the city's strongest
neighborhood shopping corridors.
Booth Manor II
Philadelphia, PA
Lender
Citizens Bank of Pennsylvania, Philadelphia, PA
Sponsors
Affordable Housing Group, Philadelphia, PA
Salvation Army of New York, New York, NY
Total units: 50
Total AHP grants: $500,000
Total development costs: $9,358,100
Booth Manor II will connect to the existing Booth Manor
facility in West Philadelphia's Haddington neighborhood.
Housing 49 one-bedroom units for very-low-income seniors
and one two-bedroom superintendent's unit, all units
will be handicapped-adaptable and two units will be
handicapped-accessible. The project also includes paved
onsite parking, laundry facilities, a lounge area and
community room with a communal kitchen. The building
is designed for frail and at-risk seniors, and management
will provide and coordinate supportive services within
the project, enabling residents to age in place. The
project is within walking distance of a new Fresh Grocer
Supermarket and Rite-Aid Pharmacy shopping plaza, mini-market
and hair salon. While it is expected that residents
initially will be active and independent, many are likely
to require assistance if they are to remain in their
apartments. Management will provide the same seamless
array of services to residents in both facilities.
Carriage Stone
Norristown, PA
Lender
Sovereign Bank, Reading, PA
Sponsor
Habitat for Humanity of Montgomery County, Norristown,
PA
Total units: 5
Total AHP grants: $50,000
Total development costs: $706,000
The Carriage Stone project in Norristown represents
the culmination of community-changing events that began
in 2003 when a vacant mansion on the corner of Jacoby
and Green streets caught fire and was completely destroyed.
A condemned boarded-up shell remains on the property.
The property's adjacent structures consist of single-family
attached and duplex homes. Habitat for Humanity of Montgomery
County will raze the mansion and, in its place, construct
five new townhomes, providing permanent residences to
qualified low-income families ready to become first-time
homeowners. Each two-story, three-bedroom townhome is
designed to be simple, decent, affordable units that
reflect and complement existing neighborhood architecture.
Demolition work was expected to be completed in October
2006, with an anticipated groundbreaking in spring 2007
and completion of the development in October 2007.
Dewey Housing
Philadelphia, PA
Lender
PNC Bank, NA, Pittsburgh, PA
Sponsors
AchieveAbility, Philadelphia, PA
Fairmont Ventures, Inc., Philadelphia, PA
Total units: 10
Total AHP grants: $150,000
Total development costs: $1,913,000
Dewey Housing, a scattered-site homeownership project,
will rehabilitate ten two-story, single-family rowhomes
in west Philadelphia. All roofs will be replaced, and
yards and basements will be cleaned and laid with concrete.
Interiors and exteriors will be painted, and exteriors
will be stuccoed or pointed. Stairways, bathrooms and
kitchens will be replaced entirely. Plumbing and electricity
will be upgraded to code, and water and sewer lines
will be replaced. Appliances (heaters, water heaters,
kitchen appliances) will be installed, and attics will
be insulated. Eight units will house three-bedroom homes,
and two will be four-bedroom homes. Each unit targets
very-low- to moderate-income first-time homebuyers.
Two units each will target formerly homeless families
and households in recovery from substance abuse. To
prepare formerly homeless families and first-time homebuyers
for homeownership, AchieveAbilty will provide holistic
support services, including homeownership counseling
and financial literacy classes.
Hunting Park Housing Rehabilitation Program
Philadelphia, PA
Lender
Sovereign Bank, Reading, PA
Sponsors
Nueva Esperanza, Inc., Philadelphia, PA
Sherick Project Management, Inc., Philadelphia, PA
Total units: 7
Total AHP grants: $70,000
Total development costs: $919,463
Hunting Park Housing Rehabilitation Program Phase II
will rehabilitate seven properties in Philadelphia's
Hunting Park neighborhood. Phase I of this project is
under way, rehabilitating six additional properties.
All properties are currently vacant. Of the seven Phase
II units, three units will house three bedrooms. All
the resulting single-family units in both Phases will
be made available for sale to very-low- to moderate-income
households.
Manna House Apartments
Wilkes-Barre, PA
Lender
Citizens Bank of Pennsylvania, Philadelphia, PA
Sponsor
Volunteers of America of Pennsylvania, Harrisburg, PA
Total units: 7
Total AHP grants: $60,000
Total development costs: $1,619,408
In Wilkes-Barre, Manna House Apartments will offer
seven units four of which will target individuals
diagnosed with mental illness of transitional
rental housing for individuals ages 18-25 who are homeless.
This underserved population of young adults struggling
for self-sufficiency and independence have likely "aged
out" of the children/youth services system or are
in the adult mental health system. Manna House will
be staffed around-the-clock with trained residential
support personnel. The average length of stay is expected
to be 18 months, with the goal of ensuring that each
resident finds safe, affordable, permanent housing and
becomes a self-sufficient, productive adult. Residents
will receive case management services, educational/job
training support, therapeutic counseling and other services
to help them achieve successful independence. Situated
in downtown Wilkes-Barre, Manna House will be within
walking distance of several colleges, employment and
recreational opportunities, religious facilities, shopping
and other needed services.
Melon Supported Independent Living
Philadelphia, PA
Lender
Firstrust Bank, Conshohocken, PA
Sponsor
1260 Housing Development Corporation, Philadelphia,
PA
Total units: 10
Total AHP grants: $80,671
Total development costs: $1,660,600
The Melon Supported Independent Living project in Philadelphia's
Mantua neighborhood will provide affordable housing
for individuals living with behavioral health issues
and other disabilities. The facility will respond to
the unmet housing needs of special-needs and low-income
populations. Newly constructed on vacant land, the three-story
building will house ten one-bedroom units, two of which
are reserved for the homeless and one for the physically
handicapped. Individuals coping with a physical disability
will be carefully evaluated for their ability to live
independently and supported by an individualized service
program. Persons with behavioral health issues will
be provided with the Supported Independent Living Program,
a comprehensive set of services offered by mental health
agencies throughout the city, which will allow residents
to maintain and maximize self-sufficiency.
Park Row Place
Chester, PA
Lender
New Century Bank, Phoenixville, PA
Sponsor
Church Housing Corporation of Delaware County, Phoenixville,
PA
Total units: 64
Total AHP grants: $200,000
Total development costs: $8,361,026
In Upland Borough, Park Row Place will create a new
three-story facility with 63 one-bedroom rental units,
with one unit for staff, to serve the very-low-income
elderly in Chester. While all units will be handicapped-adaptable,
eight will have ADA-compliant kitchens and four will
have ADA-compliant bathing areas. One wheel-in shower
will also be provided in a common area, with access
available to any resident of the facility. Toilets and
vanities in eight of the units are ADA-compliant. Six
units are designed for the visual/hearing-impaired,
two of which are also wheelchair-compliant. Thirteen
units are designated for the homeless, and 16 units
are designated for the frail elderly.
Phoenix House
Reading, PA
Lender
Community Banks, NA, Harrisburg, PA
Sponsor
Berks Counseling Center, Reading, PA
Total units: 7
Total AHP grants: $64,700
Total development costs: $169,200
The mentally ill young population in Reading will find
affordable housing and assistance at Phoenix House,
a three-story rowhouse being converted into three one-bedroom,
two single-room-occupancy and two studio apartments.
The project will provide counseling and supportive services
for individuals ages 16-25 who are homeless and experiencing
severe mental illness and/or addiction. For this neglected
population with limited skills, education and support,
Phoenix House will offer housing and supportive services,
help them learn cooking/housekeeping skills, budget
for rent and utility payments and improve their sense
of responsibility. Within walking distance or easily
accessible by bus are churches, stores, schools, social
services and medical services in the community. Educational,
job training and employment services are available through
Reading Area Community College, Job Quest, Career Links
and the Office of Vocational Rehabilitation.
Schwenckfeld Terrace
Lansdale, PA
Lender
Univest National Bank & Trust Company, Souderton,
PA
Sponsors
Advanced Living, Inc., Lansdale, PA
Fairmont Ventures, Inc., Philadelphia, PA
Total units: 63
Total AHP grants: $300,000
Total development costs: $11,101,132
In Lansdale, Schwenckfeld Terrace will offer 63 one-bedroom
units to low- and very-low-income seniors in Montgomery
County. Situated on the Schwenckfeld Manor Campus on
Allentown Road, all units in the new construction will
be visitable along with eight units available to the
physically handicapped. All first-floor units are fully
handicapped-accessible. The development's second phase
will create office space for service coordination, wellness
center, fitness center and multi-purpose room. Administrative
and service offices, the wellness and fitness centers,
conference rooms, a "country store" (where
residents can purchase personal items), maintenance
office, repair shop and staff lounges will be leased
to project sponsor Advanced Living, Inc. All residents
will have access to a wide variety of services, including
onsite services conducted by ALI staff as well as outside
agencies and referrals to external entities.
The Commons at Point Breeze
Philadelphia, PA
Lender
Citizens Bank of Pennsylvania, Philadelphia, PA
Sponsor
Universal Community Homes, Philadelphia, PA
Total units: 55
Total AHP grants: $500,000
Total development costs: $11,402,577
In Philadelphia, The Commons at Point Breeze will develop
both new construction and substantially rehabilitate
55 affordable townhouses and apartments within one block
of the corner of 16th and Federal streets. This project
is the third phase of a neighborhood revitalization
plan to develop the 16th and Federal Street neighborhood.
The development will create one-, two-, three- and four-bedroom
apartments. Twenty-nine units will have three bedrooms,
and five will be four-bedroom units. Six units will
be reserved for the physically disabled, and two will
be set aside for the visual/hearing-impaired. The development
will include 42 buildings and a limited amount of off-street
parking. Universal Point, the revitalization plan's
first phase, was completed in 2001 and comprised 53
rental units, and Point Breeze Estates, the plan's second
phase completed in 2005, created 18 affordable townhomes.
The Knitting Mill on Peach Alley
Hamburg, PA
Lender
PNC Bank, NA, Pittsburgh, PA
Sponsors
Alliance for Building Communities, Allentown, PA
GKH Consulting Company, Honesdale, PA
Total units: 27
Total AHP grants: $162,000
Total development costs: $5,488,998
The corner of Pine Street and Peach Alley in Hamburg
will be the new home of The Knitting Mill on Peach Alley,
a 27-apartment facility for seniors in Hamburg, one
of Pennsylvania's 22 Blueprint Communities. Formerly
the Hamburg Knitting Mill, the two-story brick structure
will offer four wheelchair-accessible units, two for
the frail elderly and one for the hearing/vision-impaired.
Historic rehabilitation of the building will create
27 affordable and energy-efficient apartments with a
landscaped courtyard and 28 onsite parking spaces. One
block from Hamburg's main shopping streets and adjacent
to its Main Street District, the development will be
within walking distance of all services including medical
offices, senior center, pharmacies, food markets, churches,
post office, library, theater, hair salons, restaurants,
banks and retail stores.
Union Square
Chester, PA
Lender
PNC Bank, NA, Pittsburgh, PA
Sponsors
Chester Redevelopment Authority, Chester, PA
Nina Liou, Philadelphia, PA
T.J. Properties, Inc., Philadelphia, PA
Total units: 26
Total AHP grants: $390,000
Total development costs: $6,899,577
In Chester's West End, the Union Square project
will develop 26 attached single-family homes targeting
moderate-income first-time homebuyers. The homes will
be constructed on land owned by the City of Chester
and the Chester-Upland School District, currently vacant
since the late '70s after the demolition of two schools,
a library and a park. Each unit will house four bedrooms,
three full baths, a den and other features expected
in today's new-housing market, with an option to purchase
other upgrades. The community's proximity to the waterfront
and access to major thoroughfares also provide tangible
benefits not found elsewhere in the city, and enhancements
to nearby Memorial Park which include a community
pool, basketball courts, lights and improvements to
the Crozer Library are now complete.
Veterans Transitional Housing II
Plains Township, PA
Lender
PNC Bank, NA, Pittsburgh, PA
Sponsor
Commission on Economic Opportunity, Wilkes-Barre, PA
Total units: 6
Total AHP grants: $60,000
Total development costs: $469,558.50
Veterans Transitional Housing II in Wilkes-Barre will
provide six one-bedroom units of affordable transitional
housing for single homeless veterans having serious
mental health and substance-abuse problems. Homeless
veterans can reside in this supportive housing program
for 18 to 24 months. With the facility located on the
Veteran's Administration Medical Center campus, referral
to medical, psychiatric and substance-abuse services
will be literally "next-door." All six units
will be located on one level for wheelchair accessibility,
and residents will receive case management and supportive
services to help them improve job skills, increase income,
improve life skills, enhance computer literacy, establish
financial savings plans and gain other skills needed
to ensure permanent and mental-health services housing
and residential stability.
Wellington Heights Phase II
Chester, PA
Lender
Sovereign Bank, Reading, PA
Sponsors
Chester Redevelopment Authority, Chester, PA
Pennrose Properties, Philadelphia, PA
Total units: 20
Total AHP grants: $300,000
Total development costs: $4,080,000
In Chester, Wellington Heights Phase II will construct
20 two-story, semi-detached homeownership units to replace
1940s shipworker rowhomes in Chester's Highland
Gardens neighborhood. Targeting moderate-income first-time
homebuyers, the homes will house three bedrooms, one
bath and modern features desirable in today's new-housing
market. Homebuyers may also purchase options/upgrades
to customize the homes. The Wellington Heights project
is a key component of Chester's Upper West End
Initiative, started in 1998, which includes plans to
replace older-housing stock with new homes that fit
the lifestyles of today's families using a new street
grid with new infrastructure to better connect Highland
Gardens to the surrounding community.
Central Pennsylvania
Adams County Scattered Sites
Gettysburg, PA
Lender
Bank of Hanover and Trust Company, Hanover, PA
Sponsor
Adams County Interfaith Housing Corporation, Gettysburg,
PA
Total units: 11
Total AHP grants: $110,000
Total development costs: $2,116,000
At scattered sites across Adams County, eleven new-construction
homes will create homeownership opportunities for low-
and moderate-income first-time homebuyers in Gettysburg.
Affordable Housing Program funding will assist each
qualified homebuyer with $10,000 in down payment and
closing costs. Project sponsor Adams County Interfaith
Housing Corporation (ACIHC) will construct four three-bedroom,
1½-bath semi-attached homes with basements at
the Washington Street Overlook in Gettysburg Borough;
three three-bedroom, 1½-bath single-family homes
on in-fill lots in Cumberland Township; and four two-story
units at New Hope Field in Oxford Township. ACIHC will
act as developer and administrator for this project,
which includes but is not limited to applicant pre-screening,
financial counseling and homebuyer education. ACIHC
will also continue communicating with new homeowners
to guarantee satisfaction and ensure all financial obligations
are met.
Baldwin Village
Swatara Township, PA
Lender
CommunityBanks, NA, Harrisburg, PA
Sponsor
Mohn Street Accessible Housing, Inc., Steelton, PA
Total units: 12
Total AHP grants: $200,000
Total development costs: $2,268,894
In Dauphin County, Baldwin Village will create twelve
units of rental housing reserved for very-low-income
individuals with disabilities. All units will be single-story
and fully accessible, a unique characteristic of very
few developments in Pennsylvania. Baldwin Village will
be assigned an independent living (IL) specialist, well
trained and knowledgeable on the needs of persons with
diverse disabilities, to assure that each resident receives
all necessary support services for successful independent
living. Such services will include attendant care services,
budgeting services, independent living skills training
and transportation assistance. Any other needed services
will be coordinated through case management, provided
by the Center for Independent Living in Central Pennsylvania
(CILCP). Another feature of this development is the
effort being made to assure that these rental units
will be as water- and energy-efficient as possible,
incorporating many energy and water conservation features
in the facility's design.
Western Pennsylvania
2006-2007 Rehabilitation Project
Western Pennsylvania
Lender
Mars National Bank, Mars, PA
Sponsor
Hosanna Industries, Inc., Rochester, PA
Total units: 150
Total AHP grants: $450,000
Total development costs: $1,201,600
In southwestern Pennsylvania, the 2006-2007 Rehabilitation
Project will renovate 150 very-low- to moderate-income
households at scattered sites. Targeted homes will be
urban, three-bedroom, single-family dwellings in neighborhoods
suffering from economic hardship. Twenty-five units
will target the physically handicapped, and 20 units
will serve households affected by mental disabilities
(e.g., bipolar disorder, schizophrenia, depression,
etc.). The rehab will select energy-efficient, low-maintenance
products whenever possible; use volunteer labor to keep
costs down; improve homes that were previously inefficient,
deteriorating and/or unsafe; enhance the self-worth
of the homeowners; and increase community pride and
stability. Local businesses will be engaged to help
them recognize their roles in community enhancement
and to help re-establish the homeowners within the neighborhood.
After work on the homes is completed, a team of volunteers
will return to selected homeowners for visits, further
education in home upkeep and needs follow-through.
2007 East End Pittsburgh Comprehensive Rehab Project
Pittsburgh, PA
Lender
Mars National Bank, Mars, PA
Sponsor
Hosanna Industries, Inc., Rochester, PA
Total units: 8
Total AHP grants: $160,000
Total development costs: $808,800
The 2007 East End Pittsburgh Comprehensive Rehab project
will rehabilitate eight homes for very-low- to moderate-income
individuals or families in Pittsburgh's East End. All
the homes will be three-bedroom units, and six will
target first-time homebuyers. One unit is reserved for
the physically handicapped, and one unit will target
a household affected by mental disability. While the
rehab portion of the project is expected to be completed
during summer 2007, local organizations will be approached
to help provide care and support to these households
prior to and beyond the rehabilitation portion of the
project. This partnership aims to improve the homeowners'
health, education, life skills and employability as
well as their housing situation. Prospective partners
include faith-based organizations (e.g., East Liberty
Presbyterian Church, Eastminster Presbyterian Church,
Fox Chapel Presbyterian Church) as well as community
development organizations (e.g., East Liberty Development
Inc., Bloomfield-Garfield Corporation).
Habitat for Humanity Rural Development-Year 1
Washington, PA
Lender
Washington Federal Savings Bank, Washington, PA
Sponsor
Habitat for Humanity of Washington County, Washington,
PA
Total units: 4
Total AHP grants: $44,000
Total development costs: $238,435
With not a handout but a "hand up," Habitat
for Humanity Rural Development-Year 1 will build four
single-family homes along Ford Street in Canton Township
for very-low- to moderate-income families. Habitat for
Humanity of Washington County will partner with organizations,
local businesses, college chapters, churches, donors
and community volunteers to build these affordable homes.
The units will be reserved for first-time homebuyers
who must contribute "sweat equity" to building
their own as well as other Habitat partner families'
homes and attend budgeting, credit counseling and homeownership
workshops. The project will partner with four families
in the Year 1 phase and six families in the Year 2 phase.
Homestead Apartments IV
Homestead, PA
Lender
PNC Bank, NA, Pittsburgh, PA
Sponsors
TREK Development Group, Inc., Pittsburgh, PA
Three Rivers Communities, Inc., Pittsburgh, PA
Total units: 52
Total AHP grants: $175,000
Total development costs: $9,213,567
In Pittsburgh, Homestead Apartments IV is the last
building to be renovated in the Homestead Revitalization.
Before modernization, the building consisted of 106
units that have outgrown their useful life. A complete
rehabilitation will produce 52 units with modern-day
amenities that will ensure residents' comfort. Six units
will target the physically handicapped, and three special-needs
units will be reserved for vision/hearing-impaired tenants.
In addition to the units being redesigned, site improvements
(such as ventilation, energy efficiency and safety,
mechanical and electrical systems) will enhance the
site and make the site the most desirable development
in the Allegheny County Housing Authority inventory.
M. Anderson
Beaver Falls, PA
Lender
First National Bank of Pennsylvania, Hermitage, PA
Sponsor
Habitat for Humanity of Beaver County, Conway, PA
Total units: 1
Total AHP grants: $10,000
Total development costs: $77,527.31
The M. Anderson project will transform a two-story,
two-bedroom home in Beaver Falls into an affordable
home for a first-time homebuyer and single mother, and
her daughter. Situated in a residential neighborhood,
the abandoned structure is not only an eyesore but also
a health and safety hazard. With demolition of all interior
walls, ceilings and the roof now complete, new dry wall,
roof, flooring, lighting, doors, kitchen/bathroom cabinets,
fixtures and a high-efficiency furnace and water heater
will be installed. Once rehabilitation is completed,
the entire neighborhood will benefit by becoming a safer
place to live, more desirable and more attractive because
of increased local tax revenues and higher assessments.
Since 1992, project sponsor Habitat for Humanity of
Beaver County has constructed and/or rehabilitated 30
homes in the community.
McKeesport Seventh Ward-Phase 1
McKeesport, PA
Lender
PNC Bank, NA, Pittsburgh, PA
Sponsors
McKeesport Blueprint Communities, McKeesport, PA
McKeesport Housing Corporation, McKeesport, PA
McKeesport Neighborhood Initiative
Total units: 10
Total AHP grants: $100,000
Total development costs: $1,831,875
McKeesport Seventh Ward-Phase I will build ten new
homes in McKeesport's Seventh Ward targeting very-low-
to moderate-income households. Located in one of Pennsylvania's
Blueprint Communities, eight of the homes will be three-bedroom
units, and two units will house three bedrooms. Eight
of the units will be reserved for first-time homebuyers,
and two will target the physically handicapped. The
new-construction homes will be affordable, low-maintenance,
energy-efficient dwellings. This initial phase will
build eight new homes on an old 2.4-acre reservoir site,
with the other two homes to be built on scattered sites
within two blocks of the reservoir site. Among the most
distressed sections in the city, the Seventh Ward has
an elementary and an intermediate school, an original
Carnegie Library, the McKeesport Little Theater, several
churches and a good public transportation system.
Sisters of St. Joseph
Baden, PA
Lender
PNC Bank, NA, Pittsburgh, PA
Sponsors
Sisters of St. Joseph, Baden, PA
TREK Development Group, Inc., Pittsburgh, PA
Total units: 23
Total AHP grants: $230,000
Total development costs: $4,870,576
The Sisters of St. Joseph project will renovate a former
convent, built in 1954, into 20 one-bedroom and three
two-bedroom apartments for seniors. Five of the units
will be reserved for frail elderly. The six-story building
is part of a larger campus that contains an elementary
school, assisted-living facility, living quarters for
the Sisters of St. Joseph congregational members and
offices for the Sisters of St. Joseph. The project will
involve gut renovation to convert dormitory-style rooms
into independent-living units with full kitchens, bathrooms
and bedrooms. The facility will also house a lobby,
mail room and, on each residential floor, a common laundry
and community room with a kitchenette. In addition to
providing housing, the Sisters of St. Joseph will provide
supportive services, which may include assistance with
daily living, exercise programs, meal service and other
activities as may be necessary to serve the tenants.
Uniontown Family Homes
Uniontown, PA
Lender
First National Bank of Pennsylvania, Hermitage, PA
Sponsors
Fayette County Community Action Agency, Inc., Uniontown,
PA
PIRHL Developers, LLC, Warrensville Heights, OH
Total units: 50
Total AHP grants: $400,000
Total development costs: $10,405,972
Uniontown Family Homes will build 17 three-bedroom
and 33 four-bedroom lease-to-purchase homes on in-fill
sites in Uniontown and North Union Township. The majority
of the development's units will be located in Uniontown's
East End. These stick-built single-family units will
contain value-added amenities such as highly livable
floor plans, central air conditioning, porches, rear
patios, Energy Star® and green-building design features
and components, visitability features, basements and
attached garages when possible. At least three of the
homes will be fully handicapped-accessible, and seven
homes will be set aside for families affected by severe
and persistent mental illness and/or recovering from
alcohol or drug addiction. Case management services
will be arranged through local agencies to accommodate
the requirements of the special-needs families.
Delaware
Concord Village-Phase II
Seaford, DE
Lender
Delaware National Bank, Georgetown, DE
Sponsor
Habitat for Humanity, Sussex County, Georgetown, DE
Total units: 4
Total AHP grants: $240,000
Total development costs: $460,000
On 15 acres near Seaford, the Concord Village-Phase
II project will build four more units toward a goal
of 19 homes in this subdivision. These four units will
be reserved for first-time homebuyers, with two units
being three-bedroom, two being four-bedroom and one
unit reserved for the homeless. Families are selected
on the basis of need and ability to pay monthly mortgages
of $350 to $450 per month. Homeowner candidates invest
sweat equity, make down payments and pay for their homes
through an interest-free mortgage. This will be the
first subdivision developed by Sussex County Habitat
for Humanity in conjunction with Partner Families. Also
providing support will be many volunteers, builders,
churches, local businesses and individuals.
Southbridge Homeownership
Wilmington, DE
Lender
Citicorp Trust Bank, FSB, Newark, DE
Sponsor
Interfaith Housing Delaware, Inc., Wilmington, DE
Total units: 10
Total AHP grants: $100,000
Total development costs: $1,900,000
Southbridge Homeownership, part of the South Wilmington
Neighborhood Plan, will develop ten three-bedroom units.
The neighborhood plan aims to "strengthen [the
area's] tight-knit sense of community with greater homeownership."
The homes in development will be located along B and
Townsend streets, within Wilmington's core residential
district. The general development will help reduce the
number of vacant lots, and complement the historical
structures in the neighborhood. Southbridge is also
one of the Strategically Targeted Areas for Revitalization
(STARs) in Wilmington's Consolidated Plan, which includes
support of affordable housing.
West Virginia
Mountain Neighborhoods
Petersburg, WV
Lender
Pendleton Community Bank, Franklin, WV
Sponsor
Grant County Housing Authority, Petersburg, WV
Total units: 24
Total AHP grants: $500,000
Total development costs: $1,837,744
In Grant County, Mountain Neighborhoods will construct
24 new rental housing units near an existing industrial
and a new technology park currently under construction.
The Grant County Commission donated the site in conjunction
with property owned by the Housing Authority. Offering
14 three-bedroom and ten two-bedroom units, five will
target the very-low-income and 19 the moderate-income.
Five units will be reserved for the handicapped/disabled,
and all units will be at ground level and handicapped-accessible.
Mountain Neighborhoods will offer safe, decent and affordable
housing for employees at the industrial/technology park
and will help meet the increased housing demand resulting
from anticipated growth in Grant County, improved access
via completion of a four-lane highway system and industrial
expansions taking place in neighboring Hardy County.
New River Housing
Kincaid, WV
Lender
United Bank, Parkersburg, WV
Sponsor
Southern Appalachia Labor School, Kincaid, WV
Total units: 8
Total AHP grants: $120,000
Total development costs: $720,000
In Fayette County, New River Housing will rehabilitate
and repair eight dilapidated and energy-inefficient
homes for very-low- to moderate-income homebuyers in
the county's economically devastated rural communities.
Four homes will target first-time homebuyers, two will
target the physically handicapped and two will target
victims of black lung and related diseases associated
with coal mining. Southern Appalachia Labor School will
enlist YouthBuild members (at-risk high school dropouts
seeking high school degrees) and Youth Offender Re-entry
participants, who will learn about civic values as well
as educational and community service opportunities from
participating in the construction project. YouthBuild
and Youth Offender Re-entry members will also receive
educational training stipends.
North Bend Apartments
Harrisville, WV
Lender
United Bank, Parkersburg, WV
Sponsor
Community Affordable Housing Equity Corporation, Raleigh,
NC
Total units: 38
Total AHP grants: $220,000
Total development costs: $3,683,798
In Ritchie County, North Bend Apartments will house
38 rental units in a multi-family townhouse in Harrisville.
As the county's first major affordable housing project
in more than 20 years, North Bend Apartments will be
situated on five acres in one of the state's most rural
areas. The new construction project will house one,
two- and three-bedroom units, with eight units reserved
to accommodate the physically handicapped. North Bend
Apartments will be constructed in the middle of town
close to shopping, schools and medical facilities.
Opportunity House Transitional Living Home
Buckhannon, WV
Lender
First Central Bank, Buckhannon, WV
Sponsor
Opportunity House (WV), Buckhannon, WV
Total units: 11
Total AHP grants: $99,781.04
Total development costs: $117,781.04
The Opportunity House Transitional Living Home will
create eleven units of long-term transitional housing
for homeless and very-low-income individuals suffering
from drug/alcohol addiction. Eight units will be reserved
for the homeless. Residents will come from West Virginia's
"streets," shelters, correctional facilities
and treatment centers, and are provided with full room
and board for up to two years. Residents will receive
individual counseling to develop a comprehensive treatment
plan, tools to identify relapse issues and sustain long-term
recovery, and assistance in clearing up legal issues,
developing employment skills, addressing medical issues
and reuniting them with their families and communities.
Opportunity House also offers classes on basic money
management, parenting skills, computing and other life-improvement
issues. By providing a structured support system, developing
a plan of recovery and coordinating with outside agencies,
Opportunity House helps put residents' lives and affairs
back in order.
Rural Homeownership Project
Norton, WV
Lender
Mountain Valley Bank, NA, Elkins, WV
Sponsor
Woodlands Development Group, Elkins, WV
Total units: 4
Total AHP grants: $40,000
Total development costs: $391,265
The Rural Homeownership Project in Randolph County
will build four three-bedroom homes for first-time homebuyers.
AHP funding will be used during construction and then
passed on to the homebuyer upon the sale of the house.
The homes will be sold to very-low- to moderate-income
households, including participants in the Randolph County
Housing Authority's Voucher-to-Home Ownership Program
and the HomeOwnership Center. This building project
will offer much-needed affordable, high-quality homes
to the Norton-Jimtown community and will support local
economic growth by providing families with new housing
options.
SARA, Inc. Home Repair and Rehabilitation
Rainelle, WV
Lender
First National Bank of Ronceverte, Ronceverte, WV
Sponsor
Southeastern Appalachian Rural Alliance, Inc., Lewisburg,
WV
Total units: 48
Total AHP grants: $185,000
Total development costs: $315,570
Over approximately 18 months, the SARA, Inc. Home Repair
and Rehabilitation project will repair and rehabilitate
48 existing owner-occupied homes of very-low- to moderate-income
families in Greenbrier County. Of the total, 24 will
be three-bedroom units, four will target the frail elderly
and four will house families affected by mental disabilities.
AHP funding will provide grants to the homeowners for
up to half the cost of the project (up to $2,500 per
unit). Monies from FHLBank, West Virginia Affordable
Housing Trust and Housing Development Fund will allow
project sponsor Southeastern Appalachian Rural Alliance,
Inc. (SARA) to expand the program to the rest of Greenbrier
County.
Out of District
Warren Heights Apartments
Warren, OH
Lender
PNC Bank, NA, Pittsburgh, PA
Sponsors
Renewal Housing Associates, LLC, Wilmington, DE
Western Reserve Housing Development Corporation, Warren,
OH
Total units: 188
Total AHP grants: $500,000
Total development costs: $9,924,876
Northwest of Youngstown, the Warren Heights Apartments
project will preserve and rehabilitate this 188-unit
facility in Warren, an area severely affected by years
of economic stagnation. More than half of the units
house large families - 90 units will contain three bedrooms,
and 20 will be four-bedroom units. The development also
includes 36 townhouse and garden-style structures. Major
replacements will include roofing, windows, furnaces
and cabinetry. Site improvements will involve repaving,
landscaping, drainage and playgrounds. The community
building will be renovated to provide building accessibility,
a new computer center and a common laundry. The resident
council sponsors activities for residents, their children
and important events such as holidays and back-to-school.
Health and social service agencies will provide health
screenings and case management. New services will include
computer training and GED classes in the new computer
center.

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Real Life Stories
Ever since the 1960 documentary “Harvest of Shame” pricked America’s consciousness regarding the living conditions of migrant laborers, progressive community groups have fought even harder to make life better for those who break their backs daily, helping to feed their neighbors.
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