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Affordable Housing Program

On October 24, 2014, the Board of Directors of the Federal Home Loan Bank of Pittsburgh approved $15 million in AHP grants. For a complete list of the grants awarded, click here. Please continue to check back for information regarding the 2015 AHP funding round.

The Bank’s Community Investment team is available to answer any questions you might have about AHP.

For projects located in Western Pennsylvania, please contact Ann Killian at 1-800-288-3400, ext. 3483, or

For projects located in West Virginia, please contact Laura Rye at 304-381-4169 or

For projects located in Eastern Pennsylvania or Delaware, please contact David Buches at 302-242-1257 or

Each year, FHLBank Pittsburgh sets aside approximately 10 percent of its net income to fund the AHP. The AHP supports projects that provide affordable housing to individuals and families whose incomes are defined as low (51 to 80 percent of area median) or very low (50 percent and below of area median).

The AHP provides grants and loans that can be used for:

  • Single- and multi-family housing
  • New construction and rehabilitation
  • Rental and owner-occupied homes
  • Scattered-site housing development projects
  • Transitional and single-room-occupancy housing

Low income is just one of many common denominators AHP-eligible individuals and families share. As a result, AHP funds are increasingly being channeled toward projects that provide special-needs populations — such as the mentally/physically disabled, frail elderly, persons with HIV/AIDS, persons recovering from drug/alcohol addiction or victims of domestic violence — with counseling, vocational and educational services, medical support and other forms of assistance, in addition to housing.

AHP scoring priorities are set annually by the Bank's Board of Directors, in consultation with the Affordable Housing Advisory Council. In 2014, priority will be given to projects that meet the following criteria:



Is sponsored by nonprofit, local government, local authority


Exhibits low subsidy per unit


Provides housing for the homeless


Uses donated properties


Generates empowerment


Promotes community stability


Project is ready to proceed


Targets to the very-low-income


Addresses special needs


Project is located in rural area




Projects must meet FHLBank's feasibility guidelines.

Maximum subsidy amount of $500,000 may be allocated to each project .

Subsidized loans of greater than $500,000 may be requested.

Retention requirements:

  • For owner-occupied projects, five years from closing date
  • For rental projects, 15 years from project completion date
  • Demonstrated need for AHP subsidy
  • Use of funds must be timely (within twelve months of approval)
  • Sponsor must be adequately qualified based on development experience
  • Compliance with Fair Housing laws required
  • Market demand must be demonstrated

To read or download a detailed summary of FHLBank's feasibility guidelines and scoring criteria, click on 2015 AHP Implementation Plan (pdf).


The Community Investment Department reviews applications for feasibility and scoring, and the Bank's Board of Directors approves award recipients. Once notified of funding approval, awardees must draw down funds within twelve months of the approval date. All funded projects are then monitored periodically.

See the AHP Process page for step-by-step instructions to apply for AHP.

Monitoring Requirements

Approved AHP projects are required to be monitored in accordance with AHP regulations. Approved AHP projects will be subject to the following monitoring requirements: more>



General Information

2015 AHP Fact Sheet

A one-page, brief overview of AHP with member benefits, program elements and participation information.

2015 AHP Developer/Sponsor Fact Sheet

A one-page, brief overview of AHP with developer highlights..

2015 AHP Implementation Plan

The policy and guidance document for AHP and the FFD which outlines feasibility and scoring criteria for the current year.

2014 Funding Round

2014 AHP Guide

A guide to completing an AHP application which includes all fields found in the online application and a list of templates required to be attached to each application.

2014 AHP Process

Visit this page for steps involved in applying for AHP funds.

Technical Assistance Form

To schedule an appointment with a Community Investment Department representative to discuss the specifics of your potential AHP project.

System Guides

2014 Member Guide

Member contacts may use this guide to assist in navigating the AHP online system to perform many functions.

2014 Sponsor Guide

Sponsor contacts may use this guide to assist in navigating the AHP online system to perform many functions.

2014 System Requirements

The minimum supported system requirements necessary to access and use the AHP system.

Sponsor Registration Demo (video)

Watch this brief video to learn how to register a sponsor contact in the AHP system.

Associate Yourself with an Organization Demo (video)

Watch this brief video to learn how to associated/attach yourself to an organization in the AHP system after you have successfully registered yourself as a sponsor contact.

Funding & Monitoring

Income Calculation

This calculation form must be completed for each household receiving AHP or FFD funds to accurately verify household income.

15 Year Pro Forma

Use this Pro Forma as a guide for Level 2 monitoring reporting.

Income Guidelines

Follow these guidelines to accurately verify household income and determine the eligibility of households to participate in AHP and FFD.

AHP/FFD Repayment Worksheet for Homeownership Projects

Used by member banks to calculate the repayment amount for all homeownership grants made under AHP and FFD.

Funding Disbursement Guide

A guide to assist in navigating the AHP online system to perform the AHP funding disbursement function.

Third Party Plan & Cost Review Form

This form must be completed prior to funding for rental rehabilitation projects (as required) to verify a project's construction/rehabilitation costs.

If you have any questions regarding AHP or any Community Investment program, please feel free to contact us at 1-800-288-3400 or email us.



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Related Documents

AHP Recipients

Special Recognition

Pillars of the Community and Council's Awards honor extraordinary achievement in community investment..

View Recipient List

Serving our members in Delaware, Pennsylvania
& West Virginia

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