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CLP funds can be used to refinance a portfolio of existing qualified loans or to provide financing for individually qualified community projects, including:

Homeownership and rental housing projects targeting low- to moderate-income residents, up to 115% of area median income
Small business financing based on SBA size standards
Projects located in a low- to moderate-income area based on census tract
Projects employing or serving a low- to moderate-income population
Projects located in a federal or state designated zone or community

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Credit Products

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Credit Product FAQs Credit Product Resources

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Affordable Housing Products

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Banking Services

Flexible funding. Community-focused programs. Trusted banking tools.
Discover how our products and services support your institution's financial strength and community impact.

Community Lending Program

536.8 million committed for 81 commitments to our members, helping to support 527 housing units and 4,859 jobs

Learn more about CLP

First Front Door and FFD Keys to Equity Fund

$13.3 million funded to help 931 homebuyers through FFD
$7.4 million funded to 377 homebuyers through KEYS

Learn more about FDD

Banking on Business Inclusion and Equity Fund

588 Jobs preserved or created
$5.5 million committed to 49 minority- and/or womenowned businesses creating/retaining 588 jobs

Learn more about BOBIE

Home4Good

95 Projects Supported
FHLBank's $6 million, and the Housing Finance Agencies' $2.5 million awarded funds to 95 projects

Learn more

Community Lending Program

536.8 million committed for 81 commitments to our members, helping to support 527 housing units and 4,859 jobs

Learn more about CLP

First Front Door and FFD Keys to Equity Fund

$13.3 million funded to help 931 homebuyers through FFD
$7.4 million funded to 377 homebuyers through KEYS

Learn more about FDD

Banking on Business Inclusion and Equity Fund

588 Jobs preserved or created
$5.5 million committed to 49 minority- and/or womenowned businesses creating/retaining 588 jobs

Learn more about BOBIE

Home4Good

What is Banking On Business?

In 2024, FHLBank Pittsburgh and its members invested over $116.1 million to expand affordable housing, support first-time homebuyers, and empower small businesses across Delaware, Pennsylvania, and West Virginia.

Key Dates

2025 BOB Registration Open

Tuesday March 4, 9 a.m. EST

Any remaining funds re- pooled and made available on Thursday, Sept. 11, 9 a.m. EDT

2025 BOB Registration Open

Tuesday March 4, 9 a.m. EST

Any remaining funds re- pooled and made available on Thursday, Sept. 11, 9 a.m. EDT

BOB 2025 Program Manual

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Download the annual report

What You'll Gain

How Does BOB Benefit Members?

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Learn how membership works View Financials & Capital

Serves as gap financing to make small business deals bankable

Integrates with existing commercial underwriting; no additional underwriting required

Creates new business relationships and cross-selling opportunities

Provides additional fee income on the BOB loan

Qualifies for Community Reinvestment Act credit

Strengthens the local economy by helping to create and retain jobs

Through BOBIE, provides an opportunity to support underrepresented minority-and women-owned small businesses

Investing in Our Region

DELAWARE MEMBERS

211

PENNSYLVANIA MEMBERS

WEST VIRGINIA MEMBERS

~250

Employees

283

Member Institutions

173

Banks and Thrifts

Credit Unions

Insurance Companies

CDFI's

$112.1b

in total assets

$41.7m

disbursed and granted in 2023 community products

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CommunityBOB

BOB Supports Barbershop Owners in Southeast Pennsylvania

CommunityAHP

Blighted Hotel Transformed into Affordable Housing Units, Social Service and Medical Center

CommunityHome4Good

Home4Good Helps St. Martin Center Reduce Homelessness in Erie, Pa.

CommunityCLP

Brentwood Bank Uses CLP to Support Housing and Businesses in Pittsburgh

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Reporting

Serving Members. Strengthening Communities.

AHP Helps Moorefield, West Virginia, Support Population Growth

Washington Heights, Delaware, Sees the Impact of Nine Years in the Blueprint Communities® Initiative

FHLBank Pittsburgh Announces 2025 Pillars of the Community Awards

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Home4Good

Community Lending Program

First Front Door and FFD Keys to Equity Fund

Banking on Business Inclusion and Equity Fund

Home4Good

What is Banking On Business?

2025 BOB Registration Open

2025 BOB Registration Open

What You'll Gain

How Does BOB Benefit Members?

Investing in Our Region

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Blog Posts

BOB Supports Barbershop Owners in Southeast Pennsylvania

Blighted Hotel Transformed into Affordable Housing Units, Social Service and Medical Center

Home4Good Helps St. Martin Center Reduce Homelessness in Erie, Pa.

Brentwood Bank Uses CLP to Support Housing and Businesses in Pittsburgh

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Washington Heights, Delaware, Sees the Impact of Nine Years in the Blueprint Communities^® Initiative