Affordable Housing Advisory Council
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Angel L. Helm
Current Position
Retired Financial Executive
Education
Masters of Business Administration, Saint Joseph’s University
B.A. Economics, Gettysburg College
Bradford E. Ritchie
Current Position
President
Summit Community Bank
Moorefield, West Virginia
Education
B.S., Business Administration/Accounting, West Virginia University
Certified Public Accountant
Affiliations
Member, Board of the West Virginia Society of Certified Public Accountants
Chair, Accounting and Auditing Committee, West Virginia Society of Certified Public Accountants
Former Director, United Way of Central West Virginia
Former Director, The Community Council of Charleston
Trustee, University of Charleston
Advisory Board of the Graduate School of Business, University of Charleston
Brendan J. McGill
Current Position
President and Chief Executive Officer
Harleysville Bank
Harleysville, Pennsylvania
Education
B.S., Accounting, LaSalle University
Affiliations
Board of Pennsylvania Association of Community Bankers (PACB)
Board of Financial Managers Association of Philadelphia
Board of Spruce Lake Retreat
Board of North Penn United Way
Charles J. Nugent
Current Position:
Vice President
Fulton Bank, N.A.
Lancaster, Pennsylvania
Education:
B.S., Business Administration, LaSalle University
Certified Public Accountant
Affiliations:
Former Senior Executive Vice President and CFO, Fulton Financial Corporation
Former Chief Financial Officer, First Peoples Financial Corporation
Prior employment with Philadelphia National Corporation, PriceWaterhouse
Board of St. Joseph’s Hospital of Lancaster
Board of United Way of Lancaster County
Board of Susquehanna Association for the Blind and Vision Impaired
Board of YMCA of Lampeter-Strasburg
Board of Lancaster Symphony Orchestra
Duke Dayal
Current Positions
President and Chief Executive Officer
Santander Bank, N.A.
Chief Financial Officer
Santander US
Education
B.A. with honors in Accounting, Trent University, Nottingham, U.K.
Chartered Institute of Management Accountants, London, U.K.
Affiliations
Former CFO, BNP Paribas USA and BancWest Corporation
Former CFO, Bank of the West Managing Partner,
Brysam Global Partners
Institute of International Bankers
Executive Committee, World Affairs Council of Northern California
Executive Committee, College Preparatory School
Francine B. Cameron
President & CEO
Cameron Professional Services Group, LLC
Pittsburgh, Pennsylvania
Francis Vargas
Vice President
Elon Development Company, Inc.
Fort Washington, Pennsylvania
Glenn E. Moyer
Current Position
Director, Univest Bank and Trust Co.
Director, Univest Corporation of Pennsylvania
Founder and CEO, Live Oak Strategies, LLC.
Education
M.B.A., St. Joseph's University
M.Ed., Eastern New Mexico University
B.S., Pennsylvania State University
Affiliations
Former Pennsylvania Secretary of Banking and Securities
Former Board Chair, Pennsylvania Housing Finance Agency
Retired Officer, U.S. Air Force
Glenn R. Brooks
Current Position
President
Leon N. Weiner & Associates, Inc.
Wilmington, Delaware
Education
Bachelor of Business Degree, College of William and Mary
Affiliations
Former Chairman of the Building Committee of Grove United Methodist Church
Vice-Chairman of the Housing Credit Group Committee of the National Association of Homebuilders
Former Chairman and Vice Chairman, FHLBank Pittsburgh Affordable Housing Advisory Council
Vice-Chairman, Housing Credit Group Committee of the National Association of Homebuilders
Former Chairman, Building Committee of Grove United Methodist Church, West Chester, Pennsylvania
James R. Biery
Current Position
Director
DNB First, NA
Downingtown, Pennsylvania
Education
Master, Government Administration, Fels Institute of Public Policy at the Wharton Graduate School, University of Pennsylvania
B.S., Lebanon Valley College
Affiliations
Chairman of the Pennsylvania Banking and Securities Commission
Commissioner, Pennsylvania Banking and Securities Commission
Trustee of the Public School Employee Retirement System
Treasurer and Partner of Tri- County Investors
Jeane M. Vidoni
Current Position
President and Chief Executive Officer
Penn Community Bank
Perkasie, Pennsylvania
Education
B.S., Business Administration, Muhlenberg College
M.B.A., Business Administration, St. Joseph’s University
Affiliations
Board Member, Pennsylvania Bankers Association
Member, Community Depository Institutions Advisory Council of the Federal Reserve Bank of Philadelphia
Kelly A. Hunt
District Director
U.S. Small Business Administration
Pittsburgh, Pennsylvania
Louise M. Herrle
Current Position
Retired Financial Executive
Education
BSBA in Economics, Robert Morris University
Affiliations
Strong Women Strong Girls, National Board and Pittsburgh Regional Board
Power Forward Inc., Advisor
Greater Pittsburgh Literacy Council
Big Brothers Big Sisters of Greater Pittsburgh
Light of Life Capital Campaign
North Boroughs YMCA Capital Campaign
Lynda A. Messick
Vice Chairman
Current Positions
Director
County Bank
Rehoboth Beach, Delaware
Education
Stonier Graduate School of Banking
Bank Administration Institute
Bank Management School
Affiliations
Chair Elect, Nanticoke Health Services
Nanticoke Health Services Governance Committee Chair, Compensation Committee Chair
Audit/Risk Management Committee Chair
American Red Cross Volunteer
Chair Elect, Delaware Bankers Association
Member ABA Community Bankers’ Council
Consumer Financial Protection Bureau, Community Bankers Council
Board Member, Atlantic Community Bankers Bank Awards
VICA National Public Speaking Award
Russell W. Peterson Award
American Bankers Association Public Speaking Award
Delaware Technical & Community College, Woman of the Year
DTCC Commencement Address
American Red Cross Exceptional Volunteer Award
Delaware Women’s Conference Community Impact Award
American Red Cross Lamont DuPont Award
Markita Morris-Louis
Vice Chair
Executive Director
Arts + Business Council for Greater Philadelphia
Philadelphia, Pennsylvania
Matt Barczak
Executive Director
Northern Cambria Community Development Corporation
Northern Cambria, Pennsylvania
Micah J. Gursky
Executive Director
Tamaqua Area Community Partnership
Tamaqua, Pennsylvania
Nilda I. Ruiz
President and CEO
Asociación Puertorriqueños en Marcha, Inc.
Philadelphia, Pennsylvania
Nora Lichtash
Executive Director
Women's Community Revitalization Project
Philadelphia, Pennsylvania
Pamela C. Asbury
Current Position
Vice President
Genworth Life Insurance Company,
Genworth Life and Annuity Insurance Company and
Genworth Life Insurance Company of New York
Education
Virginia Commonwealth University’s School of Business
Affiliations
Member, American Council of Life Insurers’ Federal Home Loan Bank Working Group
Certified Six Sigma Black Belt, GE Capital Project Management Program
Rev. Luis A. Cortés Jr.
Current Position
President and CEO
Esperanza
Philadelphia, Pennsylvania
Education
B.A., City College of New York
M.Div., Union Theological Seminary
M.S., New Hampshire College
Doctorates, Moravian Theological Seminary and Palmer Theological Seminary
Affiliations
Former member and Vice Chair, Board of FHLBank Pittsburgh
Founder and Executive Director, Hispanic Clergy of Philadelphia
Founding member, United Bank
Member, Pennsylvania Minority Business Development Authority
Member, Philadelphia Workforce Investment Board
Member, Board of Cancer Treatment Centers of America, Eastern Region Awards
"25 Most Influential Evangelicals," Time magazine (2005)
Russell W. Huxtable
Vice President & COO
Milford Housing Development Corporation
Milford, Delaware
Senghor A. Manns, J.D.
President and Agency Counsel
Harrisburg Housing Authority
Harrisburg, Pennsylvania
Susie Salisbury
Vice President Community Development
Charleston Area Alliance
Charleston, West Virginia
Thomas H. Murphy
Current Position
Vice President of Information Technology and Chief Information Officer
University of Pennsylvania
Philadelphia, Pennsylvania
Education
B.A., English, University of Richmond
Affiliations
Chairperson, University CISO Coalition
Co-Founder & Board Member, Technology Business Management (TBM) Council
National Leadership Board, Professional Development Academy
Commissioner, IT COST Commission (IT Cost Opportunity, Strategy & Transparency)
Advisory Board Member, Excellis Interactive
Co-Chair, Global CIO Executive Summit, 2008-Present
Co-Chair, Philadelphia CIO Executive Summit, 2007-Present
Virginia L. Lewis
Consultant
VLB Consultants, Inc.
Charleston, West Virginia
William C. Marsh
Current Position
Chairman, President and CEO
Emclaire Financial Corporation and
The Farmers National Bank of Emlenton
Emlenton, Pennsylvania
Education
B.S., Business Administration/Accounting, Clarion University of Pennsylvania
Certified Public Accountant
Affiliations
Chairman of the Board of Directors, Pennsylvania Bankers Association
Advisory Board Member, Federal Reserve Bank of Cleveland’s Community Depository Institutions Advisory Council
Advisory Board Member, Clarion University of Pennsylvania College of Business Administration Advisory Council
Director, Community Development Corporation of Butler County.
Member, Butler County Community College Foundation Capital Campaign Steering Committee, Pennsylvania Association of Community Bankers, American Institute of Certified Public Accountants, Pennsylvania Institute of Certified Public Accountants, American Bankers Association, Financial Managers Society and Allegheny-Clarion Valley Kiwanis
Patrick A. Bond
Chairman
Current Position
Founding General Partner
Mountaineer Capital, LP
Charleston, West Virginia
Education
B.S., Industrial Engineering, West Virginia University
M.S., Industrial Engineering, West Virginia University
Affiliations
Board Member, West Virginia Symphony Orchestra
Treasurer, Charleston Area Alliance
Chairman, Mid-Atlantic Holding
Board Member, Troy, LLC
Former Member, FHLBank Pittsburgh Affordable Housing Advisory Council
Former Board Member, Small Business Investors Alliance
Winthrop Watson
President and
Chief Executive Officer
Winthrop Watson was appointed by the Board of Directors as President and Chief Executive Officer, effective January 1, 2011. Previously, he was Chief Operating Officer of FHLBank Pittsburgh, a position that he assumed in November 2009. Mr. Watson served as Managing Director at J.P. Morgan in Hong Kong from 2007-2009 after serving that company in various capacities in New York for 22 years. In Hong Kong, he served as Senior Client Executive for J.P. Morgan’s Asia Pacific central banks and sovereign wealth funds, as head of its Asia Pacific debt capital markets, and as Chairman of its Asia Pacific Investment Banking Business Evaluation Committee. Earlier, Mr. Watson was Managing Director of J.P. Morgan in New York, where he helped build the company’s investment and commercial banking franchise for U.S. government-sponsored enterprises including the FHLBanks. His background also includes several financial advisory assignments on behalf of the FHLBanks. Mr. Watson holds a B.A. from the University of Virginia and an MBA from Stanford University.
Andrew S. Haines
Chair
Executive Vice President
Gatesburg Road Development
State College, Pennsylvania
Kristina K. Williams
Chief Operating Officer
Kristina K. Williams, Chief Operating Officer, joined the Bank in 2004 as Chief Accounting Officer and has held a number of executive positions at the Bank. As Chief Operating Officer, she has responsibility for all member-facing activities, including member services, community investment, product delivery, communications and information technology. Ms. Williams became Chief Financial Officer in 2006; Executive Vice President, with additional responsibility for technology and operating services and human resources, in 2010; and Chief Operating Officer in 2011. Previously, Ms. Williams served as Chief Financial Officer of Wholesale Banking for PNC Financial Services Group, where she also spent time in SEC and regulatory reporting and served as Director of Accounting Policy. Previous experience includes public accounting with PricewaterhouseCoopers and Deloitte & Touche. Ms. Williams graduated from West Liberty University, received her master’s in Professional Accountancy from West Virginia University and is a Certified Public Accountant. Ms. Williams is also a member of the American Institute of Certified Public Accountants, Pennsylvania Institute of Certified Public Accountants and the Board of Directors for the West Liberty University Foundation.
John P. Cassidy
Chief Information Officer
John P. Cassidy, Chief Information Officer, joined the Bank in 1999 and is responsible for all aspects of information technology including cyber-security. Before assuming his current role, Mr. Cassidy served the Bank in other capacities including Director of Business Solutions and IT Director. Prior to joining the Bank, Mr. Cassidy held IT leadership positions at DuPont, GMAC Mortgage, and Electronic Data Systems (EDS). In addition to a B.S. in Computer Science, Mr. Cassidy holds an MBA in Business Administration with a focus on Information Technology from the Katz Graduate School of Business at the University of Pittsburgh.
Carolyn McKinney
Chief Human Resources Officer
Carolyn McKinney, Chief Human Resources Officer, is responsible for strategic human resources leadership, including design and implementation of key initiatives in diversity and inclusion, talent management, organizational development and compliance. She advises the Board of Directors on executive performance management, succession planning and total rewards strategy. Prior to joining the Bank in 2015, Ms. McKinney held senior leadership human resources roles at Peoples Natural Gas LLC, Impress North America, Inc., and Leedsworld, Inc. A certified HR professional, Ms. McKinney holds a Bachelor of Fine Arts degree from Carnegie Mellon University, a Master of Science degree in Human Resource Management from La Roche College and has served on several regional non-profit boards including Habitat for Humanity of Greater Pittsburgh.
David Paulson
Chief Financial Officer
David Paulson, Chief Financial Officer, joined the Bank in March 2010 as Director, Mortgage Finance and Balance Sheet Management. He was named Managing Director of Capital Markets in 2012 and CFO in 2013. Mr. Paulson came to the Bank from National City Corporation, where he worked for 14 years in a number of capacities. Most recently, he served as Senior Vice President, Interest Rate Risk and Chief Investment Portfolio Manager. Prior to that, Mr. Paulson was a portfolio manager at Integra Financial Corporation. He holds a B.S. in Finance and an MBA, both from Duquesne University.
Michael Rizzo
Chief Risk Officer
Michael Rizzo, Chief Risk Officer, is responsible for the oversight of the Bank's risk function, which includes market risk; operations and compliance risk; and credit risk to members, counterparties and structured credit. He is a member of all major committees in the Bank and is chair of the Risk Management Committee. Previously, Mr. Rizzo served as Chief Risk Officer for the U.S. residential mortgage lending unit of GMAC ResCap and Chief Credit Officer for Ally (GMAC) Bank. Previous experience includes 15 years of risk and portfolio management experience with various banks and seven years with the Office of the Comptroller of the Currency, where he was a commissioned National Bank Examiner. He holds a B.S. in Accounting from Bucknell University and also held a license as a Certified Public Accountant in Pennsylvania.
Dana Yealy
General Counsel
Dana Yealy, General Counsel, joined the Bank in 1986 and is responsible for the legal, government relations, corporate secretary and Office of Minority and Women Inclusion functions of the Bank. Prior to joining the Bank, he was an attorney with the Federal Home Loan Bank of Dallas. Mr. Yealy earned a degree in Economics from Westminster College, a Juris Doctorate from the Dickinson School of Law and an LL.M. in Banking Law from the Boston University School of Law. Mr. Yealy is an active member of the Association of Corporate Counsel, the American Society of Corporate Secretaries and the Society of Corporate Compliance and Ethics. Mr. Yealy is also a member of several committees of the American, Pennsylvania and Allegheny County Bar Associations.